Business Checking-Business woman walking near a brick wall looking at her smartphone

Business checking

Online or in-person, simplify the way your business banks.

Your local business means the world to us.

When work-life is simpler, everyday life is too. With easy-to-use features and added flexibility, OnPoint business banking is built to help your business thrive.

Account access

Enjoy around-the-clock access and complete control of your business account with Digital Banking.

Money management

Get the big picture and all the little details with convenient tools that simplify your business banking.

Transfer funds

Ensure your funds are where they need to be with reliable ways to transfer money.

Make payments

Make easy one-time or recurring payments, generate automatic payments or make simple, secure payments with a wire transfer.

Compare Checking Accounts

  • Best for:

    Best for:

  • Minimum balance requirement

    Minimum balance requirement

  • Monthly service fee (if min. balance requirements are not met)

    Monthly service fee (if min. balance requirements are not met)

  • Minimum opening deposit

    Minimum opening deposit

  • Check images

    Check images

  • Paper or eStatement

    Paper or eStatement

  • Detailed Monthly Statement

    Detailed Monthly Statement

  • Available to all business types

    Available to all business types

  • Tiered Interest paid on account balance

    Tiered Interest paid on account balance

Business Checking

  • Best for:

    Simpler business banking with no monthly fee or minimum balance requirement.

  • Minimum balance requirement

    $0

  • Monthly service fee (if min. balance requirements are not met)

    $0

  • Minimum opening deposit

    $100

  • Check images

  • Paper or eStatement

  • Detailed Monthly Statement

  • Available to all business types

  • Tiered Interest paid on account balance

Business Interest Checking

  • Best for:

    Earning interest on the balance you keep in your business checking account.

  • Minimum balance requirement

    $500 average monthly balance

  • Monthly service fee (if min. balance requirements are not met)

    $7

  • Minimum opening deposit

    $100

  • Check images

  • Paper or eStatement

  • Detailed Monthly Statement

  • Available to all business types

  • Tiered Interest paid on account balance

Analyzed Checking

  • Best for:

    Helping you manage larger transaction volumes. Thanks to account analysis, charges and fees may be offset by a monthly earnings credit.

  • Minimum balance requirement

    Analyzed1

  • Monthly service fee (if min. balance requirements are not met)

    $102

  • Minimum opening deposit

    $100

  • Check images

  • Paper or eStatement

  • Detailed Monthly Statement

  • Available to all business types

  • Tiered Interest paid on account balance

Rates

Business Checking
Business Checking

Deposit amount

Annual percentage yield

Rates Effective: 03-18-2024

Business checking

Deposit amount

N/A

Annual percentage yield

N/A

Business interest checking

Deposit amount

$0 - $999.99

Annual percentage yield

0.05%

Deposit amount

$1,000 - $4,999.99

Annual percentage yield

0.05%

Deposit amount

$5,000+

Annual percentage yield

0.05%

Share the benefits of OnPoint membership.

Give your employees the opportunity to take advantage of special offers and benefits like loan savings and rate discounts with OnPoint Group Banking.

Learn more about our Group Banking benefits
Business Checking-Business man standing behind the counter at a butcher shop

Open your business checking account today.

Stop by an OnPoint branch.

Find a nearby location or ATM

Not a member yet?

Get started today

Give us a call.

Disclosures

  1. Monthly service fee and per item charges are calculated via account analysis.
  2. Earnings credit on ledger balances may offset monthly service fee and other charges.

Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

 

 

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