*Vehicles meeting EPA SmartWay Elite standards receive a 0.50% discount off APR. Discount does not apply to existing OnPoint auto loans or promotional pricing.
Business Auto LoansRates Effective: April 21, 2010
Maximum Repayment Period
Annual Percentage Rate (fixed) with Automatic Payment1
Annual Percentage Rate (fixed) with Regular Payment
Maximum Amount Financed
Cars, Trucks, Vans - New (2009 & 2010)2
36 months
4.99%
5.49%
100%
 
48 months
4.99%
5.49%
100%
 
60 months
4.99%
5.49%
100%
 
72 months
4.99%
5.49%
100%
Cars, Trucks, Vans - Used (2001 - 2008)2
36 months
5.49%
5.99%
100%
 
48 months
5.49%
5.99%
100%
 
60 months
5.49%
5.99%
100%
 
 
 
 
1Automatic payments are deducted from your OnPoint checking or savings account. Rate increase if Automatic Payment not used. 2Vehicles meeting EPA SmartWay Elite standards receive a 0.50% discount off APR. Discount does not apply to existing OnPoint auto loans or promotional pricing.