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We want to make auto buying easy for you. As a member of OnPoint, we have some great options for your auto financing needs. In no time, you'll be driving that car of your dreams.

Credit Union Direct Lending
Auto financing at participating dealerships! With Credit Union Direct Lending (CUDL) you can get a OnPoint auto loan within minutes right at the dealership — even when OnPoint is closed!
Click here.

Do you want to lower your car payment? OnPoint has the product for you.
With a Convertible Home Equity Loan from OnPoint, you can unlock the equity in your home to lower your car payment and streamline your monthly debt.
  • Streamline payments
  • Flexible terms up to 15 years
  • Interest may be tax deductible*
  • Up to 100% equity


Apply today! It's quick and easy.

To get this special loan, you must convert an existing auto loan from OnPoint or any other financial institution. It takes just minutes to apply, so visit www.onpointcu.com, call toll-free (1.877.464.7828) or stop by any OnPoint branch.

*Consult your tax advisor for details and qualifications.

Competitive Auto Loans
Get up to 100% financing on most auto loans at competitive rates and great terms!

Go green and get a rate reduction!
OnPoint is proud to introduce a new program to reward our members who help the preservation of our environment by driving select "green" vehicles. You can now enjoy a lower vehicle loan interest rate when you finance a vehicle that meets the EPA's definition of a SmartWay Elite Vehicle. For a list of qualifying SmartWay Elite Vehicles, please click here to visit the EPA's website.
 

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