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Quick service and competitive rates
Whether you're a first time car buyer or interested in a newer, sleeker model with more zip, OnPoint can help you get the car you want. In fact, we're driven to make your next auto purchase more affordable.
Applying is easy and convenient. We offer loans by phone or online — 24 hours a day, 365 days a year. It only takes a few minutes to complete our easy online loan application. In most cases, we'll give you a loan decision while you're still online. It's that easy!
- Get a great OnPoint loan at participating dealerships with Credit Union Direct Lending.
- Check out our competitive Driver's SeatSM Auto Loan.
- Use the equity in your home to lower your car payment
- Use our calculators to figure out your payments.
- Fill out our easy online loan application or call toll free 1.877.464.7828 to apply by phone.
- Sign up for automatic payment from your OnPoint checking or savings account and you'll receive an additional 0.25% discount!
Looking to purchase your first vehicle?
With the Driver's SeatSM Auto Loan from OnPoint, you can buy that first car you've dreamed of even if you have little or no credit!
- Establish credit with no guarantor or co-signer
- Fast, easy application process
- Up to 100% financing
- Competitive interest rate
- No loan fees
Get an OnPoint Driver's Seat Auto Loan at participating dealerships with Credit Union Direct Lending, fill out our easy online loan application, call toll free 1.877.464.7828 to apply by phone or stop by any OnPoint branch.
Go green and get a rate discount!
OnPoint is proud to introduce a new program to reward our members who help the preservation of our environment by driving select "green" vehicles. You can now enjoy a lower vehicle loan interest rate when you finance a vehicle that meets the EPA's definition of a SmartWay Elite Vehicle. For a list of qualifying SmartWay Elite Vehicles, please click here to visit the EPA's website.
Purchasing a vehicle on the Internet? OnPoint has the loan for you.
Have you found the vehicle of your dreams on the Internet? OnPoint may be able to provide financing for a car or truck you purchase online. After you locate a vehicle, visit your local branch and we'll help you close the deal, including handling all the DMV paperwork.
If you are considering refinancing your existing OnPoint loan with another lender, talk with us first.
OnPoint offers a wide variety of loan products to make sure you get the most value for your money. Call Member Services today at 503.228.7077 or 800.527.3932, (M-F 7:00 a.m. – 7:00 p.m.), or stop by any branch and find out which options will work best for you.
Take advantage of our auto loan services and, in no time, you'll find yourself behind the wheel of the car of your dreams.
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