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Auto Loan Rates
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Rates Effective:
Rates subject to change daily.
Available at branches, online,
or by calling 1.877.464.7828.
*Vehicles meeting EPA SmartWay Elite standards receive a 0.50% discount off APR. Discount does not apply to existing OnPoint auto loans or promotional pricing.
¥ Minimum loan amount is $15,000.00 on 84-month auto loan term.
** Rates effective . Must meet OnPoint Community Credit Union membership and credit requirements. Offer good on vehicles 1999 and newer. Rate with automatic payment from an OnPoint checking or savings account is 4.99%, rate without automatic payment is 5.49%. 84-month term requires a $15,000 minimum loan amount and is available on vehicles 2007 or newer. At 4.99% APR and 60-month term, the monthly payment would be $18.87 per $1,000 borrowed. A 60-month used auto loan with an APR of 5.24% would have a monthly payment of $18.99 per $1,000 borrowed. Excludes Driver's Seat Auto Loan Program. Certain restrictions apply. Subject to change.
Driver's SeatSM Auto Loan Rates
Rates Effective:
Rates subject to change daily.
Available at branches, online,
or by calling 1.877.464.7828.
¥Minimum loan amount is $15,000.00 and maximum loan amount is $20,000 on 84-month auto loan term. Automatic payment required.
*Vehicles meeting EPA SmartWay Elite standards receive a 0.50% discount off APR. Discount does not apply to existing OnPoint auto loans.
**Automatic payment required. Maximum loan amount is $20,000.
Automatic payments are deducted from your OnPoint checking or savings account.
Calculate your payments with our Auto Loan Calculator.
All loan rates are determined by credit union management and subject to change at any time. The Credit Union may offer other rates in the future. All services offered by the credit union shall be subject to applicable laws of the State of Oregon, federal laws and regulations, credit union bylaws, and all regulations, rules and practices now or hereafter adopted by the credit union. All loans subject to credit approval.
Click here for CUDL Loan Rates
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