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OnPoint Community Credit Union

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Auto LoansIt's your time to save with an OnPoint auto loan! Rates are as low as 2.99% APR*.
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OnPoint Checking

Three smart choices to manage your money
 
Interest Checking
  • Higher balances earn more with tiered rates
  • Free cash withdrawals from any ATM**
Basic Checking
  • No monthly fee
  • No minimum balance requirement
Buzz Checking
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** Please be aware that while OnPoint will not charge ATM fees with Interest Checking, you may be assessed a surcharge by another financial institution.
 
Checking Details
Interest Checking Basic Checking
Monthly Fees None1 None
Minimum Opening Balance None $100
Minimum average monthly balance $500 None
Per-check fees None None
ATM cash withdrawals Free at any ATM2 Free at all OnPoint, CO-OP and MoneyPass ATMs
Visa® Debit Card Free Free
Interest Rates Tiered, above-market rates that increase at $1,000 and $5,000 None
Online Bill Payment Free 90-day free trial; then $3.95 a month
1If the minimum balance is not met, there will be a $7.00 monthly fee.
2Please be aware that while OnPoint will not charge ATM fees with Interest Checking, you may be assessed a surcharge by another financial institution.

If you request a substitute check, please read the Check 21 disclosure.