When you’re in the market for a new or used car, truck or van, a great auto loan can make all the difference. With competitive rates and term options from 36 to 84 months, finding the right loan at OnPoint is easy.

Auto Loan Promotional Rates

  •  Rates Effective: 5/21/15 - 5/25/15
Available Terms Annual Percentage Rate (Fixed) Estimated Minimum Monthly Payment Alert Me
Cars, Trucks, Vans - New (2012-2015) 36 - 84 Months 1.79% - 2.49% Monthly payment of $221.20 based on a 72 month, $15,000 loan at 1.99% APR.
Cars, Trucks, Vans - Used (2005-2011) 36 - 84 Months 1.79% - 2.69% Monthly payment of $221.20 based on a 72 month, $15,000 loan at 1.99% APR.
Promotional rates are subject to change. Must meet OnPoint’s membership and credit requirements. Offer excludes OnPoint’s “green” vehicle discount, and the refinance of existing OnPoint vehicle loans. Promotional rates assume automatic payment from an OnPoint account.

Auto Loan Rates

  •  Rates Effective: 05-23-2015
Available Terms Annual Percentage Rate (Fixed) Alert Me
Cars, Trucks, Vans - New (2012-2015) 36 - 84 Months 1.94% - 6.29%
Cars, Trucks, Vans - Used (2005-2011) 36 - 84 Months 2.39% - 5.94%
Auto 2004 and older, sports vehicle Up to 60 Months 8.50% - 9.50%
Rates assume a 0.50% discount for automatic payment from a qualifying OnPoint account.

Frequently Asked Questions

Disclosures

All OnPoint loans are subject to credit terms and approval.

*Figure of $548 is a national average savings number from May 2014 through April 2015 of auto, homeowner and packaged policyholders' savings when compared to the policyholders' former premiums. Individual premiums and savings will vary. If you are purchasing insurance for yourself or as part of a credit union loan, you need to be aware of some important information. Insurance products are not deposits of OnPoint Community Credit Union and are not insured by the NCUA. They are not guaranteed by OnPoint Community Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by OnPoint Community Credit Union need not be purchased from OnPoint Insurance Services and may be purchased from an agent or an insurance company of the member's choice.