Boat & RV Loans Rates3Rates Effective: January 1, 2010
Maximum Repayment Period
Automatic Payment APR (fixed)1
Annual Percentage Rate (fixed)
Loan Amount 2
RVs, Boats - New (2009 & 2010)
60 Months
7.49%
7.99%
Under $10,000
 
120 Months
7.49%
7.99%
$10,000 - $50,000
 
180 Months
7.49%
7.99%
Over $50,000
RVs, Boats - Used (2001 - 2008)
60 Months
7.99%
8.49%
Under $10,000
 
120 Months
7.99%
8.49%
$10,000 - $50,000
 
180 Months
7.99%
8.49%
Over $50,000
1Automatic payments are deducted from your OnPoint checking or savings account. Rate increase if Automatic Payment not used. 2Maximum amount financed: 80% Loan to Value. 3A 60-month new boat & RV loan with an APR of 7.49% would have a monthly payment of $20.03 per $1,000 borrowed. A 60-month used boat & RV loan with an APR of 7.99% would have a monthly payment of $20.27 per $1,000 borrowed. Must meet OnPoint's membership and credit requirements.