Every OnPoint membership begins with a great savings account—and it only gets better from there. OnPoint offers multiple accounts—all designed to make reaching your goals easier. So, whether you’re looking for a short- or long-term solution, our savings accounts offer competitive rates and easy accessibility you need.

Compare Savings Accounts

Account Extras

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Mobile Banking

24/7 access to your account information through mobile apps, web browsing or text messaging using your mobile phone or tablet.

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Mobile Banking

24/7 access to your account information through mobile apps, web browsing or text messaging using your mobile phone or tablet.

eStatements

Access your monthly account statement online.

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Mobile Banking

24/7 access to your account information through mobile apps, web browsing or text messaging using your mobile phone or tablet.

eStatements

Access your monthly account statement online.

Telephone Teller

Access account information by phone anywhere in the world, 24 hours a day.

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Mobile Banking

24/7 access to your account information through mobile apps, web browsing or text messaging using your mobile phone or tablet.

eStatements

Access your monthly account statement online.

Telephone Teller

Access account information by phone anywhere in the world, 24 hours a day.

Direct Deposit

Have your paycheck deposited into your account automatically every payday.

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Mobile Banking

24/7 access to your account information through mobile apps, web browsing or text messaging using your mobile phone or tablet.

eStatements

Access your monthly account statement online.

Telephone Teller

Access account information by phone anywhere in the world, 24 hours a day.

Direct Deposit

Have your paycheck deposited into your account automatically every payday.

Global ATMs

Access to over 53,000 surcharge-free OnPoint, CO-OP and MoneyPass ATMs.

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Mobile Banking

24/7 access to your account information through mobile apps, web browsing or text messaging using your mobile phone or tablet.

eStatements

Access your monthly account statement online.

Telephone Teller

Access account information by phone anywhere in the world, 24 hours a day.

Direct Deposit

Have your paycheck deposited into your account automatically every payday.

Global ATMs

Access to over 53,000 surcharge-free OnPoint, CO-OP and MoneyPass ATMs.

ATM Card

Lets you get cash from over 53,000 surcharge-free ATMs across the country.

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Mobile Banking

24/7 access to your account information through mobile apps, web browsing or text messaging using your mobile phone or tablet.

eStatements

Access your monthly account statement online.

Telephone Teller

Access account information by phone anywhere in the world, 24 hours a day.

Direct Deposit

Have your paycheck deposited into your account automatically every payday.

Global ATMs

Access to over 53,000 surcharge-free OnPoint, CO-OP and MoneyPass ATMs.

ATM Card

Lets you get cash from over 53,000 surcharge-free ATMs across the country.

Zero Liability

Zero Liability means you’re protected from fraudulent and unauthorized charges.

Rates

Savings Account Rates

  •  Rates Effective 04-02-2015
Deposit Amount Interest Rate Annual Percentage Yield Minimum Balance Alert Me
Regular Savings N/A 0.05% 0.05% $5
Market Rate Savings $0-$24,999.99 0.05% 0.05% $0.01
$25,000-$99,999.99 0.10% 0.10% $0.01
$100,000 and higher 0.15% 0.15% $0.01
FlexSmart Money Market Account See full rate details $1,000
Standard Certificates of Deposit See full rate details $1,000
Standard Rate Annual Withdrawal Certificates of Deposit See full rate details $5,000

Frequently Asked Questions

Disclosures

1 Minimum balance requirement is $100.00, and subsequent deposits ($100 minimum each) are allowed. Not available on promotion rate CDs.

2 Subject to Regulation D limitations. Ask us for details.

3 Can write up to six checks per month per Federal Regulations.

Click here to read the Truth in Savings Disclosures.
Click here to read the Annual Withdrawal Certificate of Deposit Truth-in-Savings Disclosure.