Welcome to our Rate Alert Program. Please select the Rate you are interested in by clicking the radio button next to row in which it resides and then completing the requested information below. We will email you when your desired rate is reached.
Auto Loan Rates5Rates Effective: July 1, 2010
Maximum Repayment Period Annual Percentage Rate (fixed) with Automatic Payment1 Annual Percentage Rate (fixed) with Regular Payment Maximum Amount Financed
Cars, Trucks, Vans - New (2009 & 2010)2 36 months 2.99% 3.49% 100%
  48 months 2.99% 3.49% 100%
  60 months 3.24% 3.74% 100%
  72 months 3.74% 4.24% 100%
  84 months3 4.24% N/A 100%
Cars, Trucks, Vans - Used (2001 - 2008)2 36 months 3.74% 4.24% 100%
  48 months 3.74% 4.24% 100%
  60 months 3.99% 4.49% 100%
  72 months4 4.49% 4.99% 100%
1Automatic payments are deducted from your OnPoint checking or savings account. Rate increase if Automatic Payment not used.
2Vehicles meeting EPA SmartWay Elite standards receive a 0.50% discount off APR. Discount does not apply to existing OnPoint auto loans or promotional pricing.
3Minimum loan amount is $15,000.00 on 84-month auto loan term.
472-month term is available only for 2007 and 2008 vehicle model years.
5A 48-month new auto loan with an APR of 2.99% would have a monthly payment of $22.13 per $1,000 borrowed. A 48-month used auto loan with an APR of 3.74% would have a monthly payment of $22.46 per $1,000 borrowed. Must meet OnPoint's membership and credit requirements.
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