Welcome to our Rate Alert Program. Please select the Rate you are interested in by clicking the radio button next to row in which it resides and then completing the requested information below. We will email you when your desired rate is reached.
Drivers SeatSM Auto Loan Rates4Rates Effective: January 1, 2010
Maximum Repayment Period Annual Percentage Rate (fixed) with Automatic Payment2 Maximum Amount Financed
Cars, Trucks, Vans - New (2009 & 2010) 36 months 9.49%3 100%
  48 months 9.49%3 100%
  60 months 9.49%3 100%
  72 months 9.49%3 100%
  84 months1 9.74% 100%
Cars, Trucks, Vans - Used (2001 - 2008) 36 months 9.74%3 100%
  48 months 9.74%3 100%
  60 months 9.74%3 100%
1Minimum loan amount is $15,000.00 and maximum loan amount is $20,000 on 84-month auto loan term. Automatic payment required.
2Vehicles meeting EPA SmartWay Elite standards receive a 0.50% discount off APR. Discount does not apply to existing OnPoint auto loans.
3Automatic payment required. Maximum loan amount is $20,000.
4A 60-month new Driver's Seat auto loan with an APR of 9.49% would have a monthly payment of $21.00 per $1,000 borrowed. A 60-month used Driver's Seat auto loan with an APR of 9.74% would have a monthly payment of $21.12 per $1,000 borrowed. Must meet OnPoint's membership and credit requirements.
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