Retirement services and planning
Our approach.
There’s no “one size fits all” solution to establishing an employee retirement plan. That’s why we take an unbiased approach to tailoring our guidance and services to the unique needs of your business. Your success is always our focus.
Understand
We’ll take the time to thoroughly understand your business model, cash flow, number of employees and goals.
Recommend
Your Financial Advisor will help you evaluate your alternatives and recommend the plan that’s best for you, your employees and your bottom line.
Implement
Putting your plan into action shouldn’t distract you or your employees from running your business. We’ll help you get it off the ground smoothly.
Manage
Once your selected plan is in place, we can help you ensure your business is positioned to respond to growth and changing needs.
Attract and retain talent.
Offering your employees a retirement plan is a smart way to enhance your benefits package and set the stage for long-term success.
Stay competitive
Helping employees improve their financial well-being reduces turnover and makes your recruitment efforts more competitive.
Reduce tax liabilities
Most employers can deduct retirement plan contributions as a business expense1 (subject to limits), reducing their total taxable income.
Build wealth
Understanding your options can help you choose the plan that’s most beneficial to your business, while also helping you save for your own future.
Sustainable investing
Why might you want to consider sustainable investing? Sustainable investing gives you the opportunity to allocate your investments toward those that have shown a commitment to solving global challenges such as climate change, social inequality, and unfair business practices. Through sustainable investing, not only can you aim to make a positive impact on society and the environment, you can potentially improve the risk/return characteristics of your portfolios by factoring environmental, social and governance (ESG)2 criteria into your investment decisions. Sustainable investing offers a growing number of options for investors interested in achieving goals beyond financial growth when building their portfolios.
Risk mitigation
Companies that ignore their social and environmental impacts may face regulatory and governance risks.
Conscious investing
Aim for a positive impact or avoid ties to questionable activities.
Long-term performance
Companies with a negative reputation or poor business practices may not be sustainable.
Align with your values
You may feel more comfortable investing in companies with business practices that align with your values.
Complimentary consultation
Get help simplifying the complex.
Even if you aren’t familiar with the differences among SIMPLE, SEP, ESOP, 401(k) and other plans, a financial advisor can help you understand your options, select a plan and put it to work for you.
Local advisors and nationwide resources.
You benefit from personal relationships and local market knowledge backed by the national strength and resources of Raymond James, a Fortune 500 company. You can review the background of Raymond James and each advisor on FINRA’s BrokerCheck.
Meet our advisorsFinancial Planning Seminars
Find upcoming seminars and webinars covering topics such as Social Security, PERS and more.
See how we can help you strengthen your business with retirement planning.
Schedule a consultation.
Request an appointmentStop by an OnPoint branch.
Find a nearby location or ATMGive us a call.
Disclosures
* Banking/Lending services not provided through Raymond James.
- While we are familiar with the tax provisions of the issues presented herein, as Financial Advisors of RJFS, we are not qualified to render advice on tax or legal matters. You should discuss tax or legal matters with the appropriate professional.
- Incorporating sustainable investing criteria into the investment selection process may result in investment performance deviating from other investment strategies or broad market benchmarks.
Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. OnPoint Community Credit Union and OnPoint Investment Services are not registered broker/dealers or registered investment advisers, and are independent of Raymond James Financial Services, Inc. and Raymond James Financial Services Advisors, Inc.
Securities and investment advisors services are:
Not a bank or credit union deposit, obligation or guarantee. | May lose value. | Not FDIC or NCUA/NCUSIF Insured. | Not insured by any federal government agency. |
Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
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