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OnPoint Community Credit Union
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Join OnPoint

Take control of your finances
Why make OnPoint your credit union?
  • Locally owned with local decisions
  • Profits returned to members and local communities
  • Over 81 years of financial experience
  • Over 265,000 members – the largest credit union in Oregon
  • 24-hour Online Banking and telephone access
  • Online Bill Payment
  • Over 53,000 fee-free ATMs nationwide
Consumer Membership: All of the banking resources you need
  • Basic, eChecking and Interest Checking
  • Regular and Market Rate Savings
  • Certificates of Deposit
  • Standard and IRA Money Market Accounts
  • Loans and mortgages of all kinds
  • Platinum Visa Credit Cards
  • Investment and retirement services
  • Group Banking (available to members employed by participating employers)
Business Membership: Support that moves you forward
  • Business, Business Interest, and Analyzed Checking options
  • Business Savings
  • Business Money Market Accounts
  • Business Certificates of Deposit
  • Merchant Services
  • Group Banking (a free benefit for your employees)
  • Straightforward requirements to open an account
    (view list of documents required for Oregon or Washington)
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Becoming an OnPoint member is easy!
Open your membership instantly using OnPoint’s online membership application. The account opening process only takes about 10 minutes.

Follow these steps to open your account online:

  1. Collect information – You will need to provide the following information:
    • Name and address (and previous home address if you’ve lived at your current address for less than two years)
    • Social security number
    • A valid form of identification including: Driver’s license, State ID, Military ID or Passport
    • Credit or debit card or U.S. checking or savings account to fund your new account(s)
    • $15, which will cover a one-time membership fee of $10 and establish your OnPoint savings account, with a minimum opening balance of $5
  2. Open your account using our online membership application.
  3. When you’ve completed the account opening process and have printed the confirmation page, click “Finish” to return to OnPoint’s website homepage.

If you would prefer to submit your application via mail, please print out and complete our paper membership application. Mail your completed application to: Member Services, PO Box 3750, Portland, OR 97208. Include a $15 check, which will cover a one-time membership fee of $10 and establish your OnPoint savings account, with a minimum opening balance of $5. If you're making the switch to OnPoint, use our Checking Account Switch Kit to make your transition a smooth one.

To learn more about your relationship with OnPoint, please refer to the Membership & Account Agreement for more information.

Please note that you must be 18 years of age, and you must be a U.S. citizen or U.S. resident alien to open your account with us online.