OnPoint is committed to improving our member’s financial well-being by saving members money and making their lives easier. While our members regularly benefit from competitive rates, we continue to extend this commitment with the Bundle Rewards program, offering additional discounts just for having multiple loans or accounts with OnPoint.
Bundle Rewards is a program designed to help you save even more on loans and earn more on CDs. Below are a few examples of how the program works.
Allison has been an OnPoint member for three years. She has an OnPoint savings and checking account and a credit card with a small balance. She has been considering refinancing her car – she financed it with the dealer, but has a relatively high interest rate since it was her first car loan. Because she likes the friendly service, and she knows the rates are very competitive, Allison decided to apply at OnPoint. After discussing her potential lending needs with an OnPoint Member Relationship Officer, she applied and quickly learned that she qualified for the car loan at an annual percentage rate (APR) of 1.99%.* She was excited to learn she qualified for this rate because she saw it was the lowest rate advertised. Even better, her Member Relationship Officer informed her that because she uses Online Banking and has the other three existing products, she would be rewarded with an additional 0.25% discount, bringing her final APR to 1.74%!*
Martin and Kelly have a joint savings and checking account with OnPoint. They would like to remodel their kitchen and inquired with OnPoint about a home equity line of credit to help finance the project. Kelly also learned that her employer will no longer be providing a company car, so they are in need of a new car as well. They applied for and qualified for both loans. Since they have the savings and checking account with electronic statements, they learned that they will also receive $175 off the closing costs of the home equity line of credit, and their auto loan rate is also discounted 0.25%. Martin and Kelly were excited to receive benefits on both of their new loans!
You can take advantage of Bundle Rewards and save with added benefits as Allison, Martin, and Kelly did. It only requires that you have a savings account, a checking account with e-services, and a total of two additional services. Visit www.onpointcu.com/bundlerewards for specific details regarding the qualifying services and discounts.
*Rates shown are provided as an example. All OnPoint loans are subject to credit terms and approval. Your rate may vary as available rates and terms are determined by creditworthiness.
Writer: Brock Madsen, Marketing Specialist | Marketing Services