Refinance with a fixed rate as low as 2.00% APR.*
Reduce your term and pay it off faster.
Quickly complete your refinance with our streamlined process.**
Your loan amount is $250,000 or less
You have no other loans secured against your house
Your loan-to-value is 70% or less
* Rate effective 4/1/21 and subject to change. Stated Annual Percentage Rate (APR) is based on the refinance of a single family, owner occupied residence with no more than 70% LTV. APR assumes a 5-year fixed rate loan and includes a discount for Bundle Rewards. Additional products and services are required to qualify for the Bundle Rewards rate. Please see an OnPoint representative for more information or click here. With a loan amount of $200,000, and an APR of 2.00% over 5 years, the payment would be $3,505.55 per month. With a loan amount of $200,000, and an APR of 2.75% over 15 years, the payment would be $1,357.24 per month. Payments do not include any amounts for taxes and insurance premiums. Interest rates are subject to change without notice. Loan must be in first lien position. $250,000 maximum loan amount. All loans are subject to credit and property underwriting approval.
** Home Equities typically fund in 2 to 3 weeks from time of application. Individual scenarios may impact the timing of approval and funding.