Burlingame Branch employees celebrate opening the new OnPoint branch

Financial Planning

Guidance from experienced local professionals

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Whether you’re saving for college, planning for retirement, setting money aside for the future or managing wealth, success is in reach. With your goals in mind, we develop personalized solutions and you can enjoy the confidence that comes from having a sound financial plan.

You don't have to be experienced at investing. That's where we come in.

Whether you’re saving for college, planning for retirement, setting money aside for the future or managing wealth, success is in reach. With your goals in mind, we develop personalized solutions and you can enjoy the confidence that comes from having a sound financial plan.

Understand

It all starts with a conversation. We’ll take the time to understand your life, identify your priorities and help you set realistic goals.

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Create

Utilizing unbiased research, we’ll recommend a simple but effective plan that’s designed specifically for you.

Implement

When you’ve decided on your plan, we’ll put it into action and help you move forward.

Manage

Throughout it all, we’ll monitor your investments, suggest alternatives and communicate clearly to help you stay on track.

You don't have to be experienced at investing. That's where we come in.

Whether you’re saving for college, planning for retirement, setting money aside for the future or managing wealth, success is in reach. With your goals in mind, we develop personalized solutions and you can enjoy the confidence that comes from having a sound financial plan.

Understand

It all starts with a conversation. We’ll take the time to understand your life, identify your priorities and help you set realistic goals.

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Create

Utilizing unbiased research, we’ll recommend a simple but effective plan that’s designed specifically for you.

Implement

When you’ve decided on your plan, we’ll put it into action and help you move forward.

Used Auto Loans
as low as
4.29%
APR

Understand your options and make better decisions.

Our team will take the time to listen to your needs, educate you about your options and guide you in making decisions throughout your journey. Get sound advice and real support from caring professionals who live and work right here in your community.

Sound advice from local professionals.

Our team will take the time to listen to your needs, educate you about your options and guide you in making decisions throughout your journey. Get sound advice and real support from caring professionals who live and work right here in your community.

Choose your advisor

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Wealth Management

The best plan is a custom plan. We’ll simplify the complex by developing a strategic plan tailored to your life and future aspirations.

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How OnPoint Can Help

  • Investment management
  • Cash management
  • Risk management
  • Financial planning
  • Estate planning
  • Charitable planning

Wealth Management

The best plan is a custom plan. We’ll simplify the complex by developing a strategic plan tailored to your life and future aspirations.

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Investing with purpose

From making your first investment to making sure your existing investment strategy is right for your current and future needs, embrace your future with confidence. We offer the products, services and financial know-how to help you reach your goals.

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Retirement

Prepare for the future you want with a 401 (k), 403(6), Traditional IRA or Roth IRA. On Point can help you understand your options and the potential tax benefits of each.

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Education

Put secondary education within reach for you or your child with a college savings strategy. We can help you develop a plan that works for your budget, timeline and needs.

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Life insurance

Protect what matters to you. Let us make prepping for the unexpected a little easier with life insurance and long­term care strategies.

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Future needs

Preserve your assets and plan for the future with products like annuities and individual securities. Our advisors can guide you through every step.

Sustainable investing

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Risk mitigation

Companies that ignore their social and environmental impacts may face regulatory and governance risks.

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Conscious investing

Aim for a positive impact or avoid ties to questionable activities.

Long-term performance

Companies with a negative reputation or poor business practices may not be sustainable.

Align with your values

You may feel more comfortable investing in companies with business practices that align with your values.

Why might you want to consider sustainable investing?

Sustainable investing gives you the opportunity to allocate your investments toward those that have shown a commitment to solving global challenges such as climate change, social inequality, and unfair business practices.

Make a positive impact on the environment and your portfolio.

Through sustainable investing, not only can you aim to make a positive impact on society and the environment, you can potentially improve the risk/return characteristics of your portfolios by factoring environmental, social and governance (ESG)” criteria into your investment decisions. Sustainable investing offers a growing number of options for investors interested in achieving goals beyond financial growth when building their portfolios.

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TALK TO AN ADVISOR ABOUT SUSTAINABLE INVESTING

At OnPoint, we treat members like family. We'll carefully guide you through your options so you can make informed decisions.

View Financial Advisor Directory

Meet out team

We'll make your journey more enjoyable by handling the heavy lifting for you.

A personal Financial Advisor comes with the strength and knowledge of our entire team. Through Raymond James Financial Services, Inc., each advisor delivers the support you need and the knowledge and experience you deserve. You can review the background of Raymond James Financial Services and each advisor on FINRA’s BrokerCheck.

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Cyndie Adams portrait

Cyndie Montgomery-Adams

Associate Financial Advisor | Raymond James Financial Services, Inc.
Read full bio & contact information View Financial Officers Directory

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Take the first step toward achieving your financial goals.

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Disclosures

Securities offered through Raymond James Financial Services, Inc., Member FIN RA/SI PC, and are not insured by credit union insurance, the NCUA, or any other government agency, are not deposits or obligations of the credit union, are not guaranteed by the credit union, and are subject to risks, including the possible loss of principal. OnPoint Community Credit Union and On Point Wealth Management & Investment Services are not registered broker/dealers and are independent of Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members.

Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

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