Health Savings Account (HSA) Checking works in conjunction with your High Deductible Health Plan (HDHP) to provide tax-deductible contributions* and tax-free withdrawals when used for qualified medical expenses. It makes managing your healthcare costs easier and more affordable.

Learn more about our HSA Checking account or get started with the online application by visiting our HSA Service Center™.

HSA service center

Details

The OnPoint HSA Checking account includes tiered interest rates, no minimum balance to open and no monthly fee**. Take advantage of the benefits an HSA Checking account offers:

  • Make tax-deductible contributions.
  • Carry your balance over from year-to-year.
  • Remains with you, regardless of change in coverage or employment.

Account Extras

Visa® Debit Card

Get cash from over 53,000 surcharge-free ATMs across the country and make purchases everywhere Visa is accepted.

Visa® Debit Card

Get cash from over 53,000 surcharge-free ATMs across the country and make purchases everywhere Visa is accepted.

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Visa® Debit Card

Get cash from over 53,000 surcharge-free ATMs across the country and make purchases everywhere Visa is accepted.

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Mobile Banking

24/7 access to your account information through mobile apps, web browsing or text messaging using your mobile phone or tablet.

Visa® Debit Card

Get cash from over 53,000 surcharge-free ATMs across the country and make purchases everywhere Visa is accepted.

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Mobile Banking

24/7 access to your account information through mobile apps, web browsing or text messaging using your mobile phone or tablet.

eStatements

Access your monthly account statement online.

Visa® Debit Card

Get cash from over 53,000 surcharge-free ATMs across the country and make purchases everywhere Visa is accepted.

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Mobile Banking

24/7 access to your account information through mobile apps, web browsing or text messaging using your mobile phone or tablet.

eStatements

Access your monthly account statement online.

Telephone Teller

Access account information by phone anywhere in the world, 24 hours a day.

Visa® Debit Card

Get cash from over 53,000 surcharge-free ATMs across the country and make purchases everywhere Visa is accepted.

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Mobile Banking

24/7 access to your account information through mobile apps, web browsing or text messaging using your mobile phone or tablet.

eStatements

Access your monthly account statement online.

Telephone Teller

Access account information by phone anywhere in the world, 24 hours a day.

Direct Deposit

Have your paycheck deposited into your account automatically every payday.

Visa® Debit Card

Get cash from over 53,000 surcharge-free ATMs across the country and make purchases everywhere Visa is accepted.

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Mobile Banking

24/7 access to your account information through mobile apps, web browsing or text messaging using your mobile phone or tablet.

eStatements

Access your monthly account statement online.

Telephone Teller

Access account information by phone anywhere in the world, 24 hours a day.

Direct Deposit

Have your paycheck deposited into your account automatically every payday.

Global ATMs

Access to over 53,000 surcharge-free OnPoint, CO-OP and MoneyPass ATMs.

Visa® Debit Card

Get cash from over 53,000 surcharge-free ATMs across the country and make purchases everywhere Visa is accepted.

Online Banking

Check account balances, transfer funds, pay bills and more anywhere that has Internet access.

Mobile Banking

24/7 access to your account information through mobile apps, web browsing or text messaging using your mobile phone or tablet.

eStatements

Access your monthly account statement online.

Telephone Teller

Access account information by phone anywhere in the world, 24 hours a day.

Direct Deposit

Have your paycheck deposited into your account automatically every payday.

Global ATMs

Access to over 53,000 surcharge-free OnPoint, CO-OP and MoneyPass ATMs.

Rates

HSA Checking (Tiered Rate)

  •  Rates Effective 11-23-2017
Deposit Amount Interest Rate Annual Percentage Yield Minimum Balance to Avoid Service Fees Monthly Service Fee if Below Minimum Balance Alert Me
$0 - $24,999.99 0.05% 0.05% N/A N/A
$25,000 and higher 0.10% 0.10% N/A N/A

Disclosures

*See your tax advisor for information.

**$25 annual fee will be charged on the anniversary date of your plan.