Mechanical Breakdown Protection
Mechanical Breakdown Protection (MBP) ensures that your vehicle is protected and reduces the possibility of paying out-of-pocket costs when your vehicle suffers unexpected mechanical failure.
In the event of a total loss of your vehicle, Guaranteed Asset Protection (GAP) Advantage helps cover the difference between your insurance coverage and the balance remaining on your loan. It also provides credit up to $1,000 toward financing a replacement vehicle.
With Payment Protection, your consumer or home equity loan or line payments will be cancelled without penalty, added interest, or being reported as delinquent in the event of disability, involuntary unemployment, a hospital stay or death.
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1 Figure of $635 is a national average savings number from April 2020 through March 2021 of auto, homeowner and packaged policyholders’ savings when compared to the policyholders’ former premiums. Individual premiums and savings will vary. If you are purchasing insurance for yourself or as part of a credit union loan, you need to be aware of some important information. Insurance products are not deposits of OnPoint Community Credit Union and are not insured by the NCUA. They are not guaranteed by OnPoint Community Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by OnPoint Community Credit Union need not be purchased from OnPoint Insurance Services and may be purchased from an agent or an insurance company of the member’s choice.