Go anywhere. Do anything. With OnPoint Mobile Banking, you’re never out of touch. We make it easy to manage your money with real-time updates on account balances, an easy-to-use branch locator, and simple tools for transferring money to your family and friends. Banking from your smartphone has never been easier. 

Manage Accounts

Consistent, Intuitive Experience

View up to 18 months of transaction history and link external accounts with a simple and easy to read format, regardless of the device you use.

Multi-layer Security

Verify your login with a secure access code sent via text or phone.1 You can log in with only your password after registering your device.

touch id
Touch ID & Face ID
(on supported devices)

Quickly and securely access your accounts on your iOS or Android mobile devices.

Account Customization
Nickname, group and hide accounts to simplify navigation or add a new OnPoint account to your membership.

Credit Card Management

Temporarily freeze your OnPoint credit card in real-time, providing you peace of mind if lost or misplaced.

Financial Management

Track and categorize your spending, set monthly savings goals, and create budgets.

Travel Notifications

Notify OnPoint of your upcoming travels to minimize interruptions when using your credit or debit card while you’re away.

Address Changes
Securely notify OnPoint of changes to your contact information, including your address (physical and mailing), email and phone.

Move Money

Bill Payment

Conveniently pay your monthly bills and schedule recurring payments — no more writing checks!

Account Transfers

Quickly transfer funds from one account to the other without leaving the home screen.

Member to Member Transfers
Immediately send funds to another OnPoint member and link your account for frequent transfers.


Send or receive money from anyone using a mobile phone number or email address. Log in to get started, or click here for more details.

External Transfers

Easily transfer funds between your OnPoint accounts and accounts at other financial institutions.

Wire Transfers
Send a domestic wire from your account online. Click here for more details.

Mobile Deposit

Deposit checks with OnPoint's Mobile Banking app from virtually anywhere using your smartphone or tablet.

Deposit your check in just a few quick steps:

  1. Log in and select Mobile Deposit from the main menu.
  2. Select the account you wish to deposit the funds into and the amount of the check.
  3. Sign and write "For Mobile Deposit Only at OnPoint CCU" on the back of the check.
  4. Click Capture Image and you will be prompted to take photos of the front and back of your check. The final step is to confirm your deposit. Once you select deposit, it will start processing.

You will see a list of all check deposits made through this feature by selecting Activity Center and then selecting the Deposited Checks tab. Funds deposited through Mobile Deposit will be available within 1-2 business days.

Follow these tips when using Mobile Deposit:

  • Place the check on a contrasting background. For example, if your check is white place the check on a dark surface.
  • Make sure you have good, bright lighting and there are no shadows on the check.
  • Hold your phone as steady as possible to capture a clear, crisp image of the check.
  • Do not place the camera too close or too far away when taking a picture of the check. Pictures need to include the entire front and back of the check.

Stay Informed


View up to 18 months of account history. Log in and click the "eStatements" menu item and follow the signup instructions.


Set up text or email alerts to stay on top of transactions or keep informed when your balance goes below a set threshold.

Text Banking
Check balances, review account history, and transfer funds using any text-enabled device. Click here for a list of all text-based commands.

Download our mobile app today

OnPoint app logo

Simply enroll in Digital Banking, then download the app for your device below.

Android devices:
Google Play

iOS devices:
App Store

Resources & Support

View our Online Banking Guide

You can also access this from the Help menu within Digital Banking.

Watch our Video Tutorials

Digital Banking Overview
Bill Payment Tutorials

Need additional assistance?

If you're able to log in and have a question about your Digital Banking accounts, you can send us a secure message. Click "Messages" within the main menu, then select "New Conversation."

If you are unable to log in and have questions or concerns, email us, visit your nearest branch, or call us at 503.228.7077 or 800.527.3932.


1  Please be aware that while OnPoint's Mobile Banking services are free, your mobile carrier may assess text messaging and/or web access charges.
Please note: Regulation D limitations apply to Online Banking transactions.
Online Banking Agreement