Contact Us | Membership | Locations & ATMs | Rates | Security | About OnPoint | Online Banking Login 
OnPoint Community Credit Union
Have a question? 

Not Yet a Member?
Join today and learn what 263,000 people already know.

OnPoint Savings

More ways to save.
Market Rate Savings
  • Higher levels of interest
  • The more you save, the more you earn
FlexSmartSM Money Market Account
  • Combines high rates of interest with easy accessibility
  • $1,000 minimum balance
  • Highest interest rates
  • Terms from three to 60 months
  • Special terms and rates for members under 18***
Open your account today!
Get started instantly with our online application.


Promotional image 
 College Savings Calculator
Finanacial Article How do people become wealthy?
 Savings Calculator
Questions about PERS?

*** Minimum balance requirement is $100.00 and subsequent deposits ($100 minimum each) are allowed. Not available on promotional rate CD’s.
Savings Details 4/18/2014
Regular Market Rate FlexSmartSM Money Market Account CDs Annual Withdrawal CD
Minimum Opening Deposit $5 $0.01 $10,000 $1,000 $5,000
Rate Above market; variable Tiered above-market rates that increase at $2,500,10,000, $25,000 50,000, and $100,000 Tiered above-market rates that increase at $5,000, 10,000, and $25,000 Higher fixed rates, tiered at $1,000 and $50,000 Tiered at $50,000 and $100,000
Terms N/A N/A N/A Three months to 60 months 60 months
Accessibility Available anytime Available anytime Available anytime through Visa® debit card, up to six checks per month1 Available anytime subject to early withdrawal penalties Up to 20% of original deposit can be withdrawn without penalty
      in-person transactions or transfers to your checking account2    
1Can write up to six checks per month per Federal Regulations.
2Subject to Regulation D limitations. Ask us for details.

Click here to read the Truth in Savings Disclosures.
Click here to read the Annual Withdrawal Certificate of Deposit Truth-in-Savings Disclosure.