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OnPoint Community Credit Union
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Mobile Banking

Turn your mobile phone into an OnPoint branch
 
The branch that travels with you
OnPoint's Mobile Banking allows you 24/7 access to your account information through smartphone apps, web browsing or text messaging using your mobile phone or tablet. Mobile banking is free1 with your OnPoint membership.

Access via Smartphone App
Download OnPoint's Mobile Banking smartphone app from the iTunes® App StoreTM or Google Play. Our smartphone apps are supported by iPhone®, iPad®, and AndroidTM devices.
  • Check account balances and transfer funds
  • Deposit checks with our Mobile Deposit feature
  • Using Popmoney you can send, request or receive money with an email address or phone number
  • Pay bills with Bill Payment2
  • Locate branches and fee-free ATMs3
  • Receive text notifications and alerts
Access via Mobile Website
Bank using your phone's web browser by accessing OnPoint's mobile website at https://onpoint.mobi/b.
  • Check account balances and transfer funds
  • Pay bills with Bill Payment2
  • Locate branches and fee-free ATMs3
  • Pay other people with just an email address or phone number using Popmoney4
  • Receive text notifications and alerts
Access via Text Message
Send text messages to OnPoint to request information about your accounts.
  • View account balances and history
  • Locate branches and fee-free ATMs3
  • Receive text notifications and alerts
Ready to sign up for Mobile Banking?
To sign up, simply log onto Online Banking and select Mobile Banking from the Self Service tab. Follow the simple enrollment process to obtain your Mobile Banking activation code. Smartphone users will also need to visit the associated app store and download the app by searching for "OnPoint Mobile Banking."



Android Devices: android app on google play
iPhone:
Available on the itunes app store
iPad:
ipad available on the app store


1Please be aware that while OnPoint's Mobile Banking services are free, your mobile carrier may assess text messaging and/or web access charges.
2Bill Payment is free with Interest Checking, eChecking (eStatements required to avoid all applicable fees and service charges), or $3.95 per month (waived for the first 3 months).
3You may use your ATM Card or Visa Debit Card free of any fees when you use an OnPoint ATM, or one connected to the MoneyPass or CO-OP Networks. If you use an ATM operated by any other institution or network, you may be charged a fee by that entity and OnPoint Community Credit Union.
Please note: Regulation D limitations apply to mobile banking transactions.
OnPoint's mobile banking service is powered by Fiserv, Inc.
4Touch browser version only, not available on the basic browser version.
 
Mobile Banking Details 4/25/2014
Features Access via Smartphone App Access via Mobile Website Access via Text Message
Mobile Deposit X    
Transfer funds between your OnPoint accounts or to another OnPoint member1 X X  
Send, request or receive money with an email address or phone number using Popmoney X X2  
Pay monthly bills and look up payment history with Bill Payment3 X X  
Check account balances X X X
View recent account history X X X
Receive text notifications and alerts about your account X X X
Locate an ATM X X X
Locate an OnPoint branch X X X
1Before making member to member transfers, authorization paperwork must be completed. Please see an OnPoint staff member for details.
2Touch browser version only, not available on the basic browser version.
3The fee for Bill Payment is free with Interest Checking, eChecking (eStatements required to avoid all applicable fees and service charges), or $3.95 per month (waived for the first 3 months).

Please note: Regulation D limitations apply to mobile banking transactions.
Security
Mobile Banking is completely secure. Here are just some of the ways we ensure your safety when using Mobile Banking:
  • No user authentication or account information is permanently stored in the mobile device. It is deleted when you quit the application.
  • All transactions and data exchanges are encrypted using the latest technology.
  • All messages between the user device and the server have a unique message authentication code used to validate identity.
  • We are committed to protecting the privacy of your financial information. Please see our Privacy Policy.