Business Deposit Rates

Table data for Business Checking Rates
 Rates Effective 04-25-2018
Deposit Amount Annual Percentage Yield Alert Me
Business Checking N/A N/A
Business Interest Checking $0 - $999.99 0.05%
$1,000 - $4,999.99 0.05%
$5,000+ 0.05%

Table data for Business Savings Rates
 Rates Effective 04-25-2018
Deposit Amount Annual Percentage Yield (APY) Alert Me
Business Savings $0 - $2,499.99 0.05%
$2,500 - $9,999.99 0.05%
$10,000 - $24,999.99 0.05%
$25,000 - $49,999.99 0.10%
$50,000 - $99,999.99 0.10%
$100,000+ 0.15%
Business Money Market
$0 - $4,999.99 0.00%
$5,000 - $9,999.99 0.05%
$10,000 - $24,999.99 0.10%
$25,000 - $49,999.99 0.10%
$50,000 - $99,999.99 0.15%
$100,000 - $249,999 0.20%
$250,000+ 0.25%

Table data for Business Certificates of Deposit
 Rates Effective 04-25-2018
CD Term Amount Interest Rate Annual Percentage Yield1 Interest Rate with Bundle Rewards2 APY with Bundle Rewards2 Alert Me
3 months3 $1,000 - $49,000 0.50% 0.50% 0.75% 0.75%
3 months3 $50,000+ 0.75% 0.75% 1.00% 1.00%
6 months3 $1,000 - $49,000 0.60% 0.60% 0.85% 0.85%
6 months3 $50,000+ 0.85% 0.85% 1.10% 1.10%
12 months3 $1,000 - $49,000 0.75%4 0.75% 1.00% 1.00%
12 months3 $50,000+ 1.00%4 1.00% 1.25% 1.25%
18 months3 $1,000 - $49,000 0.90%4 0.90% 1.15% 1.15%
18 months3 $50,000+ 1.15%4 1.15% 1.40% 1.40%
24 months3 $1,000 - $49,000 1.00%4 1.00% 1.25% 1.25%
24 months3 $50,000+ 1.25%4 1.25% 1.49% 1.50%
36 months $1,000 - $49,000 1.20% 1.20% 1.44% 1.45%
36 months $50,000+ 1.44% 1.45% 1.69% 1.70%
48 months $1,000 - $49,000 1.35% 1.35% 1.59% 1.60%
48 months $50,000+ 1.59% 1.60% 1.84% 1.85%
60 months $1,000 - $49,000 1.54% 1.55% 1.79% 1.80%
60 months $50,000+ 1.79% 1.80% 2.04% 2.05%
  • 1Annual Percentage Yield subject to change.
  • 2Additional products and services are required to qualify for the Bundle Rewards rate. Please see an OnPoint representative for more information or click here.
  • 3Subsequent deposits of $100 minimum each are allowed on Certificates of Deposit with terms of 3, 6, 12, 18, or 24 months. All deposits exclude promotional offerings unless otherwise stated.
  • 4Booster Rate Certificate of Deposit. You may elect to adjust your rate, based on the rate currently offered for this account, once during the original term of the Certificate of Deposit. Booster rate feature excludes promotional rate offers.