OnPoint Mortgage
Kevin Schmidt
“I like to help everyone with the purchase or refinance of their home, regardless of their current stage. I enjoy educating and coaching clients at every step of their journey—from those considering a home purchase years in advance to those ready to take immediate action.”
About me
I see lending as a powerful tool for turning dreams into reality. With over 25 years of experience as a Mortgage Loan Officer, I pride myself on creating an exceptionally smooth process for every client. My approach begins with truly understanding your journey, meticulously reviewing your documents, and outlining the steps needed to reach closing—often ahead of schedule. I believe that getting pre-approved is essential to knowing your lending capacity, ensuring you have a clear sense of what monthly payments to expect, and ultimately shopping for your home with confidence.
I am known for being thorough, proactive, and attentive. I keep my clients updated multiple times a week and am always available—even during evenings and weekends—to provide timely approval letters and answers to any questions. Helping people make a difference in their lives, whether it’s purchasing their first home or upgrading to a long-desired neighborhood, is what drives me every day. I encourage everyone, no matter where they are in their journey, to speak with a mortgage professional early to set the stage for a smooth home buying experience.
Outside of work, I reside in Beaverton with my wife. Our family life is enriched by our shared love of sports; I’m an avid follower of the Ducks, SF Giants, 49ers, and Oregon Tech Owls. In my free time, I enjoy fitness, playing chess, and even loosely managing a cover band. I have also dedicated part of my life to giving back—having coached with Murrayhill Little League for several years—which reflects my commitment to community and helping others succeed.
I’m proud to be recognized as a 10-time winner of the 5 Star Mortgage Professional Award, a testament to my consistent drive for excellence. Let’s work together to make your home buying or refinancing journey as seamless and rewarding as possible.

Branch: 5th & Harvey Milk
Direct Line: 503-294-7825
Cell Phone: 503-705-5014
Email: [email protected]
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