

Digital Banking
Where the functionality you need meets the simplicity you want.
Enjoy more control and more convenience, with anytime, anywhere banking access and a full suite of online and mobile tools. It’s safe, secure and simple.
Account Management
Check your balance, freeze your credit card, update your personal information, and more.
Person-to-Person
Send, request or receive money from anyone using an email address or phone number.
Finance Manager
Track and categorize your spending, set monthly savings goals and create budgets.
Alerts
Receive text1 or email alerts to stay on top of your transactions and account balance.
Enhanced Security
Verify your login with a secure access code sent via text or phone.
Touch ID & Face ID
Quickly log into Digital Banking securely on supported devices.
Update Contact Information
Update your email, phone and address. In addition, you can let us know when you travel out of the area.
Customized Experience
Simplify your banking by giving each account a custom name or reorder the appearance of your accounts.
Easy Mobile Deposits
Deposit checks directly into your account with just a few steps.
Quick Digital Transfers
Make bill payments and swift and secure transfers between your accounts and elsewhere.

Safe ways to pay.
You can make simple, secure debit or credit card payments without swiping or inserting your card. Just add your OnPoint debit or credit card to Apple Pay, Google Pay or Samsung Pay, and you’re all set.
You can also make fast, safe peer-to-peer payments with Zelle®, Venmo, Paypal, Cash App and more.
Absolutely amazing. Quick load times, very clean and easily readable, common sense navigation. A must have for OnPoint members.
Kellen - Android app review
Download our mobile app today.
Simply enroll in Digital Banking, then download the app for your device below.
Android devices
Apple/iOS devices
Conveniently deposit checks from anywhere.
With Mobile Deposit, you can quickly and securely deposit checks in just a few quick steps:
- Log in and select Mobile Deposit from the main menu.
- Select the account you wish to deposit the funds into and the amount of the check.
- Sign and write “For Mobile Deposit Only at OnPoint CCU” on the back of the check.
- Click Capture Image and you will be prompted to take photos of the front and back of your check. The final step is to confirm your deposit. Once you select deposit, it will start processing.
Your check deposits can be seen by selecting Activity Center and then selecting the Deposited Checks tab.
What to do with the check after you deposit:
- Once a check has been deposited to your account, make a note on the front of the check with “Mobile Deposit to OnPoint” and the date.
- Keep the check in a safe place for seven days in case it is needed.
- After one week, destroy or properly dispose of the check.

Sign up for eStatements.
eStatements provide you with a safe, convenient, and environmentally-friendly way to access your monthly account statements for free. Find all the account information you need with up to 18 months of account history.
Digital Banking FAQs
- Log into Digital Banking and navigate to Bill Payment from the Payments & Transfers tab.
- You will see your billers listed in the Payment Center.
- Click the button at the top of the page to Add a Company or Person.
- Click the name of the biller to see or change their information, such as their address, telephone number, and recent payments.
- Sign in to OnPoint's Digital Banking mobile app and tap the Menu button. In the Settings tab, tap Security Preferences.
- Toggle the Touch ID/Face ID or Fingerprint Login switch from "Off" to "On."
- Review the information about using fingerprint authentication and tap the Continue button.
- Enter your login ID and password and tap the Authorize button.
If you forget to log off before closing the browser window or navigating to a different website, the system will time out. However, it is still best practice to log off and close all internet browsers before navigating to another website or attempting to sign back in. This is also the best practice when accessing Digital Banking through our mobile app.
If you are unable to sign back into Online Banking or need further assistance, please contact Member Services (M-F 7:00 am - 7:00 pm; Sat. 9:00 am - 1:00 pm) at 503.228.7077 or 800.527.3932.
- Sign in to OnPoint's Digital Banking mobile app and tap the Menu button. In the Settings tab, tap Security Preferences.
- Toggle the Touch ID/Face ID or Fingerprint Login switch from "On" to "Off"
- Tap the Yes button to disable the feature.
If you don't remember your Login ID or if you are locked out of your account, please call Member Services at 503.228.7077 or 800.527.3932 or visit your nearest branch.
- Login to Digital Banking
- Select Settings from the main menu
- Select Security Preferences
- Click Change Password
- Complete the fields to change your password
Lockouts occur following 5 failed login attempts.
Additionally, you can send and receive money with friends, family and others you trust using Zelle® in OnPoint's Digital Banking. (Note: you must have a bank account in the U.S. to use Zelle.)
Make a Member to Member transfer today!
- Log into Digital Banking
- Select Payments & Transfers from the main menu
- Click Member to Member
- Log into Digital Banking.
- Select Settings from the main menu (left-hand side).
- Select Account Preferences.
- Tap on the account you would like to remove to expand the details.
- Click the Remove link. (Note: The "Remove" link will only appear on accounts you linked from other external financial institutions.)
- Confirm you want to remove this account by clicking the Yes, remove button.
Make managing your money easier.
Enroll in Digital BankingDisclosures
Regulation D limitations apply to online and mobile banking transactions.
Online Banking Agreement
1 Please be aware that while OnPoint’s mobile banking services are free, your mobile carrier may assess text messaging and/or web access charges.