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Digital banking

With all your bank accounts in one place, we stay local, while your money goes with you.
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Your money. Your way. Find anytime access with OnPoint digital banking.

Enjoy convenient access to your finances by banking with your local community credit union.

Anytime-anywhere

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A better banking experience with OnPoint digital banking.

Digital banking from OnPoint provides you with the opportunity to access your money, deposit checks, send and receive money person-to-person, track your spending, and handle all aspects of your banking needs, digitally. You won’t need to go into a branch or talk to someone over the phone to complete safe, quick, and secure banking transactions—but if you need to call us or stop by your local branch, we’re still here for you. That’s what banking with us means—advanced digital banking tools along with access to local financial professionals in your community.

What can you do with your digital banking account?

Check your balance, freeze your credit card, update your personal information, and more. Now with the power of Zelle® you can send, request or receive money from anyone using an email address or phone number.

Finance manager

Track and categorize your spending, set monthly savings goals and create budgets.

Text and email alerts

Receive text1 or email alerts to stay on top of your transactions and account balance.

Enhanced security features to protect your account online

Verify your login with a secure access code sent via text or phone. Quickly and securely log into digital banking on supported devices with touch and face ID.

Update information and customize your digital banking experience

Update your email, phone and address. In addition, you can let us know when you travel out of the area. Simplify your banking by giving each account a custom name or reorder the appearance of your accounts.

Easy mobile deposit and quick money transfers

Deposit checks directly into your account with just a few steps. Make bill payments and swift and secure transfers between your accounts and elsewhere.

Free eStatements

Safe, convenient, and environmentally-friendly way to access your monthly account statements. Find all the account information you need with up to 18 months of account history.

Read more Open an account

What are some digital banking features?

  • Account management & updates
  • Person-to-person payments
  • Finance manager
  • Text & email alerts
  • Secure account access
  • Touch ID & face ID
  • Customizable experience
  • Mobile deposits
  • Bill payments and digital transfers
  • eStatements
  • See more in OnPoint’s digital banking guide
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Safe ways to pay using your Digital Banking account with popular payment methods.

You can make simple, secure debit or credit card payments without swiping or inserting your card. Just add your OnPoint debit or credit card to Apple Pay, Google Pay or Samsung Pay, and you’re all set.

You can also make fast, safe peer-to-peer payments with Zelle®, Venmo, Paypal, Cash App and more.

How does Zelle® work?

When someone sends money to your enrolled email address or U.S. mobile number, Zelle looks up the email address or mobile number in its “directory” and notifies OnPoint of the incoming payment. OnPoint then directs the payment into your checking account, all while keeping your sensitive account details private.

Get more from your digital banking.

Optimize your Digital Banking experience with our user guides and tutorials.

Digital banking guide

Make the most of your digital banking experience with a step-by-step user guide. Open OnPoint’s digital banking guide.

Digital banking video tutorials

Learn more about digital banking, like how to log in, how to verify accounts and more, by watching these simple, convenient tutorials. Open video tutorial playlist.

Read more

Download the OnPoint mobile banking app.

Get it on Google Play

download our mobile banking app on the Apple app store

Conveniently deposit checks from anywhere.

With mobile deposit, you can quickly and securely deposit checks in just a few quick steps:

  1. Log in and select “mobile deposit” from the main menu.
  2. Select the account you wish to deposit the funds into and the amount of the check.
  3. Sign and write “For mobile deposit only at OnPoint CCU” on the back of the check.
  4. Click “capture image” and you will be prompted to take photos of the front and back of your check. The final step is to confirm your deposit. Once you select deposit, it will start processing.

Your check deposits can be seen by selecting “activity center” and then selecting the “deposited checks” tab.

What to do with the check after you deposit:

  1. Once a check has been deposited to your account, make a note on the front of the check with “mobile deposit to OnPoint” and the date.
  2. Keep the check in a safe place for seven days in case it is needed.
  3. After one week, destroy or properly dispose of the check.
Read more
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Digital banking FAQs

Browse or search all Digital banking FAQs.

Make managing your money easier.

Open a Digital Banking account

Disclosures

Regulation D limitations apply to online and mobile banking transactions.
Online Banking Agreement

1 Please be aware that while OnPoint’s mobile banking services are free, your mobile carrier may assess text messaging and/or web access charges.

Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

 

 

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