Don’t stress if you can’t find your card. If it is lost or stolen, you can freeze it right from your smartphone or laptop.
When you need a replacement card in a pinch, we’ll ship you a new one right away.
Set up alerts to monitor unusual activity and purchases.
Protect yourself from overdrafts and get more peace of mind by linking your credit card to your checking account.
No Annual Fee
Travel and Accident Insurance2
Signature Visa® with Rewards
Earning more points and premium rewards. Plus, your points accrue faster and never expire.
Earn 3 points on every $1 spent on travel.
Earn 2 points for every $1 spent on dining.
Earn 1.25 point on everything else.
Points never expire.
Platinum Visa® with Rewards
Earning points on every purchase.
Earn 1 point for every $1 you spend.
Unused points expire after five years.
Redeem your points for free airline tickets (or apply toward the price of a ticket), car rentals, hotels, vacations and cruises.
Earn $0.01 per point and use your points to pay toward your card balance, deposit to your account or donate to your favorite charity.
Use your points to purchase electronics, gift cards, housewares, jewelry and more.
All OnPoint credit cards are subject to credit approval. The credit union makes loans and extends credit without regard to race, color, religion, national origin, sex, handicap, or familial status.
Signature Visa with Rewards
All terms, including APRs and fees, may change as permitted by law and the OnPoint Visa Signature Credit Card Agreement. For more information regarding all the extra benefits offered, view the OnPoint Signature Visa with Rewards Guide to Benefits.
Platinum Visa and Platinum Visa with Rewards
All terms, including APRs and fees, may change as permitted by law and the OnPoint Visa Credit Card Agreement.
1 Subject to conditions in the Visa Credit Card Agreement.
2 Purchase airline tickets with your OnPoint Visa card and you and your eligible family members are automatically covered.
3 Purchase your entire common carrier ticket to your Visa Signature card and your checked or carry-on luggage is covered up to $3,000 if lost or stolen. Receive up to $2,000 in coverage for your cancelled trip due to death, accidental bodily injury, or physical illness; or due to carrier default. Certain restrictions, limitations, and exclusions apply. Details accompany your new account materials.
4 Get convenient towing and locksmith referral services in the United States and Canada, available 24 hours a day, 7 days a week. Certain restrictions, limitations, and exclusions apply. Details accompany your new account materials.
5 Up to one (1) additional year on warranties of three (3) years or less when you purchase an eligible item entirely with your eligible Visa Signature card.
6 Receive up to $2,500 in coverage for emergency treatment if you become sick or accidentally injured while traveling on a trip purchased entirely on your Visa Signature card. Certain restrictions, limitations, and exclusions apply.