Financial education
Find peace of mind with our financial education resources.
No matter where you are on your financial journey, OnPoint is here to help you achieve your goals by providing free access to financial education tools, tips, and resources. Through our digital learning platform Enrich, financial counseling partnership with GreenPath, and access to our team of certified financial educators, our members, and the broader community are empowered to live financially healthy lives.
Member benefits.
Personalized learning
Enroll in Enrich for free to access personalized tools, content, and courses to help you reach your financial goals.
Financial wellness checkup
With Enrich, take a 5 minute checkup to assess your finances and get curated content based on your results.
Financial coaching
Our partners at GreenPath provide members free individualized financial coaching, guidance, and educational resources.
Community education and tools.
Building credit
Building credit contributes to your overall financial well-being. When you have a good credit score, you are more likely to be approved for loans and credit cards, which all build a positive credit history.
Once you grasp how credit works, use our loan and financing calculators to explore the cost of purchasing a car or property.
Financial education lessons
At OnPoint, we offer free in-person lessons on personal finance to schools and community organizations. To get started, request a classroom visit from a trained OnPoint financial educator.
Loan and financing calculators.
Budgeting 101—budgeting for beginners
Creating a budget and sticking to it requires patience and effort. But having the right tools can help streamline the process and give you a solid place to start. Below are curated resources to help you get started with budgeting.
- Video: Components of a budget.
- Article: Getting started with budgeting.
- Tool: Enrich budget tool.
Our debt and budgeting calculators can also help you in reaching your goals.
Debt and budget planning calculators.
Setting savings goals and making a savings plan
Whether for retirement or college, developing a savings plan can help you achieve your short-term and long-term goals. Here are a couple of resources to help you get started.
- Video: Saving for a goal.
- Article: 3 healthy financial habits to start now.
To better understand the power of saving, explore our trio of calculators below.
Savings calculators.
2024 award winner— FinAbility.
As a credit union founded by educators, connecting education and financial knowledge is at the core of what we do. In 2023, the Financial Wellness team launched an annual initiative: The OnPoint Award for Financial Education Innovation. Each year, OnPoint Community Credit Union will invest $100,000 to support a community organization dedicated to expanding access to financial education in a unique way. This $100,000 award is focused on building capacity for the organization to expand its work in financial education. Organizations recongized by this award have shown substantial impact on building financial wellness in our communities.
FinAbility—From surviving to thriving
FinAbility is an Oregon-based nonprofit that financially empowers survivors of domestic violence, so they can break free from the cycle of abuse and thrive. In the four years since its founding, over 45,000 survivors of domestic abuse and community members have accessed FinAbility’s programming to build financial acumen, wealth, and a community of support. Survivor voices inform everything they do. Together, they’re working towards a future in which everyone has the financial security to live free from violence.
Learn more
Student resources.
It is never too early to begin learning good financial habits. If you are in high school or a young adult, explore these resources to establish a solid financial base.
Budgeting and spending
- Calculator: Budgeting template.
- Article: Analyzing your expenses with your budget.
- Article: Money-saving tips for recent college grads.
Saving for education
- Article: Working with your financial aid office.
- Article: Planning for future college costs.
- Video: Student loan fees and interest.
Financing a vehicle
- Article: Need to know guide to auto loans.
- Infographic: Car ownership essentials.
- Video: What to know when buying a car.
