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Financial Education

Reaching your goals starts here.

Find Peace of Mind with our Financial Education Resources

Reaching your financial goals starts with personal understanding. What would you like to accomplish? How does your relationship with money affect your decisions? No matter your starting point, OnPoint provides you with the tools to achieve sustainable financial wellness.

Begin your customized financial education journey with these simple steps.

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Create Your Profile

Enroll in Enrich for free or sign in through Digital Banking from the Financial Education menu and gain full access to digital courses and personalized recommendations.

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Your Money Personality

Take the money personality quiz to reflect on your relationship with money.

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Financial Checkup

Complete your financial wellness checkup to establish where you’re at in your journey and unlock custom content.

Digital Interactive Courses

Your Finances. Your Schedule.

Within Enrich, you can take any number of digital courses at your convenience built to help you achieve your financial goals.

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How can we help you live your best life?

Answer a few simple questions and we’ll provide personalized solutions to help you reach your financial goals.
My number one financial goal for the next year is to ...

Popular Topics

We regularly hear from our members with financial questions. Below are some questions you might have asked yourself, with answers from easy-to-access resources.

Understanding Your Credit Score

What is a credit score, and why is it important to build and maintain a high score?

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Navigating Credit Reports

Understand how credit reports and your credit history impact your financial health and learn how to improve or maintain your credit scores.

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How Credit is Calculated

Find what makes up a credit score and see how different behaviors can increase or decrease the score.

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Credit Scores and Creditworthiness

Watch this short video to understand how credit scores are determined and why lenders evaluate credit reports.

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Debt Management Strategies

Take advantage of these five strategies to help tackle your student loan repayment.

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Avoiding Delinquency

Avoid situations that can cause delinquency and default on your student loans with sound strategies.

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Your Repayment Options

Available repayment plan options are explained to help you choose the plan that is right for you.

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Strategies for Repaying Loans

Use your existing financial situation to select an appropriate repayment program and manage your debt.

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Food Spending Challenge

Eat well, spend less and feel great by cutting costs with this food spending challenge.

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Stretch Your Paycheck

Follow simple tips to help reduce costs without cutting out all the things you enjoy.

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Spending Sensibly

Think economically and spend deliberately with minimalist living.

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Stop Living Paycheck-to-Paycheck

Find strategies to get out of the paycheck-to-paycheck lifestyle and make progress toward paying down your debt.

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Digital Banking Tools to Help Reach Your Financial Goals

Understand the health of your finances with OnPoint’s Personal Finance Manager. Using the information from your OnPoint accounts, you can develop a budget with pre-built suggestions and transaction categories that are simple to customize. Plus, get a long-term view to track trends in your spending habits over longer periods of time. You can even securely link external accounts from other financial institutions for a holistic view.

Log into Digital Banking

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In financial distress? Balance can help.

If you’re in need of one-on-one support to address a challenge, counselors at Balance can help you develop a debt management plan. As an OnPoint partner, Balance can help you explore options to reduce spending and repay outstanding debts.

Speak with a counselor
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