How can we help you live your best life?
Understanding Your Credit Score
What is a credit score, and why is it important to build and maintain a high score?read more
Navigating Credit Reports
Understand how credit reports and your credit history impact your financial health and learn how to improve or maintain your credit scores.view ebook
How Credit is Calculated
Find what makes up a credit score and see how different behaviors can increase or decrease the score.view infographic
Credit Scores and Creditworthiness
Watch this short video to understand how credit scores are determined and why lenders evaluate credit reports.play video
Debt Management Strategies
Take advantage of these five strategies to help tackle your student loan repayment.play video
Avoid situations that can cause delinquency and default on your student loans with sound strategies.play video
Your Repayment Options
Available repayment plan options are explained to help you choose the plan that is right for you.play video
Strategies for Repaying Loans
Use your existing financial situation to select an appropriate repayment program and manage your debt.watch webinar
Food Spending Challenge
Eat well, spend less and feel great by cutting costs with this food spending challenge.read more
Stretch Your Paycheck
Follow simple tips to help reduce costs without cutting out all the things you enjoy.read more
Think economically and spend deliberately with minimalist living.read more
Stop Living Paycheck-to-Paycheck
Find strategies to get out of the paycheck-to-paycheck lifestyle and make progress toward paying down your debt.read more
Digital Banking Tools to Help Reach Your Financial Goals
Understand the health of your finances with OnPoint’s Personal Finance Manager. Using the information from your OnPoint accounts, you can develop a budget with pre-built suggestions and transaction categories that are simple to customize. Plus, get a long-term view to track trends in your spending habits over longer periods of time. You can even securely link external accounts from other financial institutions for a holistic view.
In financial distress? Balance can help.
If you’re in need of one-on-one support to address a challenge, counselors at Balance can help you develop a debt management plan. As an OnPoint partner, Balance can help you explore options to reduce spending and repay outstanding debts.