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Financial education

Reaching your goals starts here.

Find peace of mind with our financial education resources.

Reaching your financial goals starts with personal understanding. What would you like to accomplish? How does your relationship with money affect your decisions? No matter your starting point, OnPoint provides you with the tools to achieve sustainable financial wellness.

Begin your customized financial education journey with these simple steps.

Create your profile

Enroll in Enrich for free or sign in through Digital Banking from the Financial Education menu, set your goals and gain full access to personalized recommendations.

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Your money personality

Take the money personality quiz to reflect on your relationship with money.

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Financial checkup

Complete your financial wellness checkup to establish where you’re at in your journey and unlock custom content.

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Interactive digital courses

Within Enrich, you can take any number of digital courses at your convenience built to help you achieve your financial goals.

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The OnPoint Award for Financial Education Innovation.

The OnPoint Award for Financial Education Innovation recognizes organizations in our community that are finding unique ways to reach our community with financial education. This annual initiative invests $100,000 to champion a selected community organization and help them expand their programs. In 2023, the inaugural award celebrates the Portland Workforce Alliance (PWA) for its remarkable commitment to youth career development through financial education. PWA’s focus on fostering early career experiences, mentorship, and professional development aligns seamlessly with OnPoint’s commitment to recognize and support financial wellness for the youth in our communities.

This award, presented annually by invitation only, not only honors PWA’s outstanding contributions but also underscores its dedication to capacity building in financial education programming, fostering lasting impacts on the financial wellness landscape of our community.

OnPoint-Portland Workforce Alliance-check presenation at Aldo Rossi Field House

Student resources.

It is never too early to begin learning good financial habits. If you are in high school or a young adult, explore these resources to establish a solid financial base.

Budgeting and spending

  • Budgeting template
  • Analyzing your expenses with your budget
  • Money-saving tips for recent college grads

Saving for education

  • Working with your financial aid office
  • Planning for future college costs
  • Student loan fees and interest

Financing a Vehicle

  • Need to know guide to auto loans
  • Car ownership essentials
  • What to know when buying a car

Sample courses from Enrich.

Your finances. Your schedule. Within Enrich, you can take any number of digital courses at your convenience built to help you achieve your financial goals.

Course_Create-Budget

Creating a budget

-Introductory-
Budgeting is a crucial component to your financial well-being and how to start building your budget based on your unique goals. You’ll also get tips to help find opportunities for spending less and reducing overall expenses.
Start this course
Course_Build-Financial-Plan

Planning for retirement

-Intermediate-
Get guidance on long-term financial management, as well as an overview of the many retirement account options available. Then, develop a detailed financial assessment to help you evaluate your next steps to ensure a comfortable retirement.
Start this course
Course_Mastering-Credit

Mastering credit

-Advanced-
Understand how to use credit wisely and gain debt management techniques to optimize your credit score. Discover how your debt, income, and other expenses relate to your overall credit health, and evaluate different types of credit and loans available.
Start this course

Additional resources from OnPoint.

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Achieve Your Financial Goals with a Money Buddy

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Digital banking tools to help reach your financial goals.

Understand the health of your finances with OnPoint’s Personal Finance Manager. Using the information from your OnPoint accounts, you can develop a budget with pre-built suggestions and transaction categories that are simple to customize. Plus, get a long-term view to track trends in your spending habits over longer periods of time. You can even securely link external accounts from other financial institutions for a holistic view

Log into digital banking
Example image of budgeting tool within Digital Banking

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The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

 

 

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