Financial Education
Find Peace of Mind with our Financial Education Resources
Reaching your financial goals starts with personal understanding. What would you like to accomplish? How does your relationship with money affect your decisions? No matter your starting point, OnPoint provides you with the tools to achieve sustainable financial wellness.
Begin your customized financial education journey with these simple steps.
Create Your Profile
Enroll in Enrich for free or sign in through Digital Banking from the Financial Education menu and gain full access to digital courses and personalized recommendations.
Your Money Personality
Take the money personality quiz to reflect on your relationship with money.
Financial Checkup
Complete your financial wellness checkup to establish where you’re at in your journey and unlock custom content.
Digital Interactive Courses
Your Finances. Your Schedule.
Within Enrich, you can take any number of digital courses at your convenience built to help you achieve your financial goals.
How can we help you live your best life?
Popular Topics
We regularly hear from our members with financial questions. Below are some questions you might have asked yourself, with answers from easy-to-access resources.
Understanding Your Credit Score
What is a credit score, and why is it important to build and maintain a high score?
read moreNavigating Credit Reports
Understand how credit reports and your credit history impact your financial health and learn how to improve or maintain your credit scores.
view ebookHow Credit is Calculated
Find what makes up a credit score and see how different behaviors can increase or decrease the score.
view infographicCredit Scores and Creditworthiness
Watch this short video to understand how credit scores are determined and why lenders evaluate credit reports.
play videoDebt Management Strategies
Take advantage of these five strategies to help tackle your student loan repayment.
play videoAvoiding Delinquency
Avoid situations that can cause delinquency and default on your student loans with sound strategies.
play videoYour Repayment Options
Available repayment plan options are explained to help you choose the plan that is right for you.
play videoStrategies for Repaying Loans
Use your existing financial situation to select an appropriate repayment program and manage your debt.
watch webinarFood Spending Challenge
Eat well, spend less and feel great by cutting costs with this food spending challenge.
read moreStretch Your Paycheck
Follow simple tips to help reduce costs without cutting out all the things you enjoy.
read moreSpending Sensibly
Think economically and spend deliberately with minimalist living.
read moreStop Living Paycheck-to-Paycheck
Find strategies to get out of the paycheck-to-paycheck lifestyle and make progress toward paying down your debt.
read moreLocal Resources From OnPoint
Financial Advice
What Should You Ask a Financial Advisor?
Financial Advice
What Can Fixed-Income Investors Do About Low Interest Rates?
Financial Advice
Traits of a Great Financial Advisor
Financial Advice
Is It Time to Reevaluate Your Risk Tolerance?
Financial Advice
What to Do If You’re Not on Track for Retirement
Digital Banking Tools to Help Reach Your Financial Goals
Understand the health of your finances with OnPoint’s Personal Finance Manager. Using the information from your OnPoint accounts, you can develop a budget with pre-built suggestions and transaction categories that are simple to customize. Plus, get a long-term view to track trends in your spending habits over longer periods of time. You can even securely link external accounts from other financial institutions for a holistic view.
In financial distress? Balance can help.
If you’re in need of one-on-one support to address a challenge, counselors at Balance can help you develop a debt management plan. As an OnPoint partner, Balance can help you explore options to reduce spending and repay outstanding debts.