Business credit cards
Platinum Visa® with Rewards
When you purchase the items your business needs—whether it’s a plane ticket or more inventory—your business earns reward points that go right back to helping achieve your goals.
Earn more points
Earn 1 point for every $1 you spend. Redeem for cash, airfare, rentals and more.
Low, variable rates
Get the purchasing power you want, without hurting your profit goals.
Worldwide access
Wherever your business takes you, your OnPoint business card is always accepted.
Cash advances
Access the cash you need, right when you need it.
Enjoy the added flexibility and support of an OnPoint business credit card.
Zero liability1
If fraudulent charges are made with your card or account, we will work with you to make it right.
Freeze your card
If your card is lost or stolen, you can freeze it right from your smartphone or laptop.
24-hour support
Call 866.820.3101 to make balance transfers and ask any questions you have.
Card replacement
If your card is lost or stolen, you can get emergency cash and card replacement.
- Peter S.A reliable and trustworthy credit union with excellent service in person or online.
Rates
Interest Rates and Charges | Annual Percentage Rate (APR)1 |
|---|---|
Rates Effective: 06-08-2023 See important information about rates and fees Learn more about business platinum Visa® with rewards1 APR will vary with the market based on the prime rate. 2 Penalty APR – this APR may be applied when:
How long will the penalty apply? If your APR is increased for any of these reasons, the penalty APR will apply until you make six consecutive minimum payments when due. Grace period for repayment of purchase balance: 25 days Method of computing the balance for purchases: Average daily balance method (including new purchases) | |
Interest Rates and Charges Purchases | Annual Percentage Rate (APR)1 14.00% - 24.50% depending on your creditworthiness. |
Interest Rates and Charges Balance transfers | Annual Percentage Rate (APR)1 16.00% - 26.50% depending on your creditworthiness. |
Interest Rates and Charges Cash advances | Annual Percentage Rate (APR)1 16.00% - 26.50% depending on your creditworthiness. |
Interest Rates and Charges Penalty | Annual Percentage Rate (APR)1 3.0% above current interest rate.2 |
Apply for your OnPoint business credit card today.
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Disclosures
All terms, including APRs and fees, may change as permitted by law and the OnPoint Business Visa Credit Card Agreement.
- Subject to conditions in the Business Visa Credit Card Agreement.