Business credit cards
Platinum Visa® with Rewards
When you purchase the items your business needs—whether it’s a plane ticket or more inventory—your business earns reward points that go right back to helping achieve your goals.
Earn more points
Earn 1 point for every $1 you spend. Redeem for cash, airfare, rentals and more.
Low, variable rates
Get the purchasing power you want, without hurting your profit goals.
Worldwide access
Wherever your business takes you, your OnPoint business card is always accepted.
Cash advances
Access the cash you need, right when you need it.
Enjoy the added flexibility and support of an OnPoint business credit card.
Zero liability1
If fraudulent charges are made with your card or account, we will work with you to make it right.
Freeze your card
If your card is lost or stolen, you can freeze it right from your smartphone or laptop.
24-hour support
Call 866.820.3101 to make balance transfers and ask any questions you have.
Card replacement
If your card is lost or stolen, you can get emergency cash and card replacement.
Rates
Interest Rates and Charges | Annual Percentage Rate (APR)1 |
|---|---|
Rates Effective: 04-18-2025 See important information about rates and fees Learn more about business platinum Visa® with rewards1 APR will vary with the market based on the prime rate. Grace period for repayment of purchase balance: 25 days How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases). See your account agreement for more details. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. | |
Interest Rates and Charges Purchases | Annual Percentage Rate (APR)1 13.25% - 23.75% based on creditworthiness |
Interest Rates and Charges Balance transfers | Annual Percentage Rate (APR)1 15.25% - 25.75% based on creditworthiness |
Interest Rates and Charges Cash advances | Annual Percentage Rate (APR)1 15.25% - 25.75% based on creditworthiness |
Apply for your OnPoint business credit card today.
Stop by an OnPoint branch.
Find a nearby location or ATMGive us a call.
Disclosures
All terms, including APRs and fees, may change as permitted by law and the OnPoint Business Visa Credit Card Agreement.
- Subject to conditions in the Business Visa Credit Card Agreement.
