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HSA Checking

Be prepared for the unexpected.

Take advantage of the benefits of an HSA Checking account.

Enjoy tiered interest rates, no monthly fee1 and no minimum balance. Make sure you’re always prepared with Health Savings Account (HSA) Checking that helps you save for qualified medical expenses. It works in conjunction with your High Deductible Health Plan (HDHP) to provide tax-deductible contributions2 and tax-free withdrawals when used for qualified medical expenses.


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    Make tax-deductible contributions

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    Carry your balance over from year-to-year

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    Remains with you, regardless of change in coverage or employment

Account Features

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Convenient Digital Banking

Enjoy 24/7 access to your account through mobile apps, web browsing or text messaging.

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Visa® Debit Card

Use your free Visa® debit card to make qualified medical payments wherever Visa is accepted.

Rates

HSA Checking
HSA Checking

Deposit Amount

Interest Rate

Annual Percentage Yield1

Minimum Balance to Avoid Service Fees2

Monthly Service Fee if Below Minimum Balance2

Rates Effective: 05-23-2019

Learn more about HSA checking

View our Truth-In-Savings disclosure for additional information.

1 Annual Percentage Yield subject to change.
2 $25 annual fee will be charged on the anniversary date of your plan.

Deposit Amount

$0 - $2,500

Interest Rate

0.05%

Annual Percentage Yield1

0.05%

Minimum Balance to Avoid Service Fees2

N/A

Monthly Service Fee if Below Minimum Balance2

N/A

Deposit Amount

$2,500 - $9,999.99

Interest Rate

0.05%

Annual Percentage Yield1

0.05%

Minimum Balance to Avoid Service Fees2

N/A

Monthly Service Fee if Below Minimum Balance2

N/A

Deposit Amount

$10,000 - $24,999.99

Interest Rate

0.05%

Annual Percentage Yield1

0.05%

Minimum Balance to Avoid Service Fees2

N/A

Monthly Service Fee if Below Minimum Balance2

N/A

Deposit Amount

$25,000 and higher

Interest Rate

0.10%

Annual Percentage Yield1

0.10%

Minimum Balance to Avoid Service Fees2

N/A

Monthly Service Fee if Below Minimum Balance2

N/A


Health Savings Account FAQs

Make managing your healthcare spending easier.

Stop by an OnPoint branch.

Find your nearest location

Open an account online.

Get started today

Give us a call.

Disclosures

1 $25 annual fee will be charged on the anniversary date of your plan.
2 See your tax advisor for information.

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