Welcome to OnPoint Credit Union

Banking built for what’s next
Checking accounts, high-yield savings, loans, and Digital Banking designed to help you achieve your financial goals.
Offers and updates.

KGW School Supply Drive—Supporting Students and Teachers
This summer marks the 19th year OnPoint has supported the KGW School Supply Drive.
From August 1st – 31st, drop off school supplies and monetary donations at any of our 59 local branches and help students get the tools they need to succeed in the classroom.
The Orange Pen is back!
The pen is back. And so is the story behind it. Learn more about our roots and submit your OnPoint stories.
Learn moreApply to serve the OnPoint Board of Directors.
As a member-owned community credit union, OnPoint is governed by a Board of Directors, and welcomes diverse backgrounds, perspectives, and experiences for service on our board.
Submitted complete applications will be considered for the March 2027 Board election.
Learn more & applyOnPoint is committed to excellent member experiences.
Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank.
Credit unions do well when members do well. This means if you need more from your banking experience, we’re there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we’re all stronger when every one of us is stronger. Most of all, it’s about people. People like you.
Learn more about becoming a member
Member assistance.
- Información en español
- Routing number 323075880
- After hours fraud support
- Report a lost or stolen card
- Call member services
- Freeze credit card
- Set travel notice
- Schedule an appointment
Disclosures
* APR = Annual Percentage Rate
Making an impact with your OnPoint membership.
We love being a part of our community, and that’s why we’re always taking action to improve people’s lives for today and tomorrow. We strive to create real connections with the people and organizations within our community so they know who we are, what we do, and how much we care. Let’s work together to create the future we all know is possible.

Community giving
We’ve been around for 90 years. We came together – and we stay together – to help one another. That’s what community is all about.

Green Horizons
If we all work together, we can maintain the Pacific Northwest’s beauty while pursuing a more sustainable future.

Financial education
Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.

Supporting teachers
We are proud to honor our roots as a teachers’ credit union by supporting educators and students in and out of the classroom.