Welcome to OnPoint Credit Union

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Around-the-clock access

A membership that values you, your money, and your time.

OnPoint is committed to excellent member experiences.

Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank.

Credit unions do well when members do well. This means if you need more from your banking experience, we’re there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we’re all stronger when every one of us is stronger. Most of all, it’s about people. People like you.

Learn more about becoming a member
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Find help online.

  • Routing number 323075880
  • After hours fraud support
  • Report a lost or stolen card
  • Call member services
  • Freeze credit card
  • Set travel notice
  • Schedule an appointment
Get member assistance.

Making an impact with your OnPoint membership.

We love being a part of our community, and that’s why we’re always taking action to improve people’s lives for today and tomorrow. We strive to create real connections with the people and organizations within our community so they know who we are, what we do, and how much we care. Let’s work together to create the future we all know is possible.

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Community giving

We’ve been around for 90 years. We came together – and we stay together – to help one another. That’s what community is all about.

Learn about our giving story
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Green Horizons

If we all work together, we can maintain the Pacific Northwest’s beauty while pursuing a more sustainable future.

Get discounts* for your green lifestyle
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Financial education

Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.

Explore financial education resources
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Supporting teachers

We are proud to honor our roots as a teachers’ credit union by supporting educators and students in and out of the classroom.

Learn more about OnPoint Prize
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My mom has been a member since the late 1940s, I have been a member since the mid 1990s. We are very happy with their service. They are very helpful and accurate with their advice and actions. They are accommodating with my mom who now is 103. They know we are not wealthy but they still treat us like we are valuable to them. They take time, are patient, and sometimes go beyond what we expect. We have had NO complaints over all these years!

- Toby C.

Today's promotions & rates.

OnPoint Rewards

There are lots of ways to save with us and all of them are rewarding. Earn benefits and discounts on the services you use.

Qualifying is simple! All you need is an OnPoint checking account with at least six transactions per calendar month or 10 years of membership with OnPoint. Start earning rewards effortlessly and enjoy exclusive benefits tailored for our loyal customers.

Learn more
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Check out some of the rewards you will receive!

  • Access to greater earnings with Loyalty Savings and Premium Savings.
  • 0.25% annual percentage yield increase on any published CD rate1
  • 0.25% off consumer fixed annual percentage rate loans2
  • Access to 2% cash back with the OnPoint Signature Visa® Cash Back credit card.
  • Up to $175 off a Home Equity Line of Credit3
  • Up to $800 off the closing costs of a mortgage purchase or refinance4
Learn more

Today’s rates

View all Rates »
as low as
6.24%
APR*
30-year fixed as low as
6.720%
APR*
as low as
12.75%
APR*
Prev Next

Disclosures

* APR = Annual Percentage Rate

 

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Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

 

 

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