“New Year, New You!” Did I make you roll your eyes a little? Like for many others, January 1st tends to sneak up on me. I avoid the crowded gym and keep my holiday-spending habits for just a little while longer, feeling like the Ebenezer Scrooge of New Year’s Resolutions. I tell myself that I’ll eventually make and start my 2017 goals. Despite the cliché response New Year's resolutions may trigger within you, the New Year really is a good time to refresh, review and get a handle on your finances.