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Save big with auto loan rates as low as 5.49% APR* now through February 6.

Get behind the wheel for less.

OnPoint is committed to excellent member experiences.

Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank.

Credit unions do well when members do well. This means if you need more from your banking experience, we’re there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we’re all stronger when every one of us is stronger. Most of all, it’s about people. People like you.

Learn more about becoming a member
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Find help online.

  • Routing number 323075880
  • After hours fraud support
  • Report a lost or stolen card
  • Call member services
  • Freeze credit card
  • Set travel notice
  • Schedule an appointment
Get member assistance.

Making an impact with your OnPoint membership.

We love being a part of our community, and that’s why we’re always taking action to improve people’s lives for today and tomorrow. We strive to create real connections with the people and organizations within our community so they know who we are, what we do, and how much we care. Let’s work together to create the future we all know is possible.

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Community giving

We’ve been around for 90 years. We came together – and we stay together – to help one another. That’s what community is all about.

Learn about our giving story
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Green Horizons

If we all work together, we can maintain the Pacific Northwest’s beauty while pursuing a more sustainable future.

Get discounts* for your green lifestyle
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Financial education

Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.

Explore financial education resources
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Supporting teachers

We are proud to honor our roots as a teachers’ credit union by supporting educators and students in and out of the classroom.

Learn more about OnPoint Prize
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Friendly and helpful. I was with another bank for 20+ years and have never been treated as well as I have at OnPoint. Thank you.

Kenneth K.

Today's promotions & featured rates

NEW YEAR, NEW RATE!

Now through February 28, 2023, transfer your existing higher-rate credit card balance to any of our OnPoint Visa credit cards and lower your rate or monthly payment with a 1.99% APR for 12 months* and no balance transfer fee.

Get complete details
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REQUEST YOUR BALANCE TRANSFER TODAY AND START SAVING.

Transfer balance at nearby branch

Today’s rates

View all Rates »
as low as
5.74%
APR*
30-year fixed as low as
6.054%
APR*
as low as
11.75%
APR*
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Disclosures

* APR = Annual Percentage Rate

Trending Topics

Financial Advice

7 financial habits for the New Year

The New Year is the perfect time to analyze and re-assess your financial status and establish your financial goals for the year ahead. You’re likely familiar with New Year’s resolutions. However, did you know that creating habits is more effective than setting goals? With that in mind, here are some questions you can ask yourself to start building better habits …
Read the full article

Financial Advice

9 ways to pay off holiday credit card debt

Holiday spending can create unnecessary stress—especially without a holiday budget. It’s common for people to splurge during the holidays, which can sometimes lead to extra debt. Creating a plan to reduce credit card balances and repay holiday credit card debt will help make the coming year more enjoyable. Here are nine tips to reduce leftover balances from holiday spending. 1. …
Read the full article

Infographic

10 tips to save on groceries

Prices remain near 40-year highs as the cost of groceries and rent weigh heavily on the minds of consumers.

As food and energy prices continue to impact family budgets, OnPoint and Fred Meyer are sharing 10 tips to save money at checkout and reduce food waste.

Download the infographic

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