Welcome to OnPoint Credit Union
Let's plan a clear path forward.
Your life. Your goals. Your personalized financial plan.
Offers and updates.
Join Us for OnPoint’s 2026 Annual Meeting
Join us Thursday, March 19, 2026, from 4–5 p.m. at Montgomery Park (2701 NW Vaughn St., Suite 800, Portland) as we present our 2025 Annual Report and elect the 2026 Board of Directors.
OnPoint Prize nominations are now open!
Nominations will be accepted through Tuesday, April 7, 2026. At OnPoint Community Credit Union, we believe investing in education is one of the most meaningful ways to build thriving communities. The OnPoint Prize for Excellence in Education honors our roots and celebrates the educators who make a lasting impact both inside and outside the classroom.
Learn moreSimplifying the home buying process
OnPoint mortgage professionals take you through a step-by-step explanation of buying a home, share key resources available to you, and demonstrate how OnPoint can make navigating the process fast and easy. A real estate agent will also be available to answer any questions you may have.
View all upcoming seminars*The 1.99% promotional Annual Percentage Rate (APR) applies to balance transfers for the first 12 months of the transfer. Then, the balance transfer APR will increase to the APR for cash advances: [13.75% – 24.25%] (Platinum Visa), [14.75% – 25.25%] (Platinum Visa with Rewards), or [15.75% – 26.25%] (Signature Visa with Rewards and Signature Visa with Cash Back Rewards) based upon credit qualifications. All rates current as of 12/31/25 are variable and subject to change. Balance transfer must be completed by 2/28/26. Offer open to new and existing OnPoint credit card accounts. The promotional balance transfer offer excludes paying existing OnPoint lines/loans. Promotional APR may end as indicated in the OnPoint Visa Credit Card Agreement or OnPoint Visa Signature Credit Card Agreement. All terms including APRs and fees may change as permitted by law and the OnPoint Visa Credit Card Agreement or OnPoint Visa Signature Credit Card Agreement.
OnPoint is committed to excellent member experiences.
Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank.
Credit unions do well when members do well. This means if you need more from your banking experience, we’re there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we’re all stronger when every one of us is stronger. Most of all, it’s about people. People like you.
Learn more about becoming a member
Member assistance.
- Información en español
- Routing number 323075880
- After hours fraud support
- Report a lost or stolen card
- Call member services
- Freeze credit card
- Set travel notice
- Schedule an appointment
Disclosures
* APR = Annual Percentage Rate
Making an impact with your OnPoint membership.
We love being a part of our community, and that’s why we’re always taking action to improve people’s lives for today and tomorrow. We strive to create real connections with the people and organizations within our community so they know who we are, what we do, and how much we care. Let’s work together to create the future we all know is possible.
Community giving
We’ve been around for 90 years. We came together – and we stay together – to help one another. That’s what community is all about.
Green Horizons
If we all work together, we can maintain the Pacific Northwest’s beauty while pursuing a more sustainable future.
Financial education
Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.
Supporting teachers
We are proud to honor our roots as a teachers’ credit union by supporting educators and students in and out of the classroom.
