Welcome to OnPoint Credit Union
Around-the-clock access
A membership that values you, your money, and your time.
OnPoint is committed to excellent member experiences.
Money doesn’t care about people, but we do. When it comes to your finances, we’re in it together. With OnPoint, you can check your balance, deposit checks, and pay bills from anywhere. We also offer great rates, low fees and financial education resources just for you. Yet, we’re more than a place to bank.
Credit unions do well when members do well. This means if you need more from your banking experience, we’re there to provide options, remove barriers and be your guide every step of the way. It also means we support community, because we know we’re all stronger when every one of us is stronger. Most of all, it’s about people. People like you.
Learn more about becoming a memberFind help online.
- Routing number 323075880
- After hours fraud support
- Report a lost or stolen card
- Call member services
- Freeze credit card
- Set travel notice
- Schedule an appointment
Making an impact with your OnPoint membership.
We love being a part of our community, and that’s why we’re always taking action to improve people’s lives for today and tomorrow. We strive to create real connections with the people and organizations within our community so they know who we are, what we do, and how much we care. Let’s work together to create the future we all know is possible.
Community giving
We’ve been around for 90 years. We came together – and we stay together – to help one another. That’s what community is all about.
Green Horizons
If we all work together, we can maintain the Pacific Northwest’s beauty while pursuing a more sustainable future.
Financial education
Find the support you need to achieve financial wellness. Reach your goals faster with OnPoint’s interactive and self-guided resources.
Supporting teachers
We are proud to honor our roots as a teachers’ credit union by supporting educators and students in and out of the classroom.
- Toby C.My mom has been a member since the late 1940s, I have been a member since the mid 1990s. We are very happy with their service. They are very helpful and accurate with their advice and actions. They are accommodating with my mom who now is 103. They know we are not wealthy but they still treat us like we are valuable to them. They take time, are patient, and sometimes go beyond what we expect. We have had NO complaints over all these years!
Today's promotions & rates.
OnPoint Rewards
There are lots of ways to save with us and all of them are rewarding. Earn benefits and discounts on the services you use.
Qualifying is simple! All you need is an OnPoint checking account with at least six transactions per calendar month or 10 years of membership with OnPoint. Start earning rewards effortlessly and enjoy exclusive benefits tailored for our loyal customers.
Learn moreCheck out some of the rewards you will receive!
- Access to greater earnings with Loyalty Savings and Premium Savings.
- 0.25% annual percentage yield increase on any published CD rate1
- 0.25% off consumer fixed annual percentage rate loans2
- Access to 2% cash back with the OnPoint Signature Visa® Cash Back credit card.
- Up to $175 off a Home Equity Line of Credit3
- Up to $800 off the closing costs of a mortgage purchase or refinance4
Disclosures
* APR = Annual Percentage Rate