Business solutions and merchant services
Local guidance and business technology resources.
We take a personal approach to help you run your day-to-day business. OnPoint provides the resources and guidance to determine the right payment processing and deposit tools your business needs. By helping you manage your transactions more securely or expanding payment channels to accept digital and mobile payments, we’re helping ensure you never miss out on a sale.
Credit and debit card processing solutions.
We offer solutions for a variety of payment methods with simple processing and technology, allowing you to handle transactions quickly and accurately. Plus, with industry-leading security standards, we make sure your business – and your customers – are always protected.
Innovative technology.
Give your customers more convenient and secure payment options whether you’re in-store, online or accepting payments remotely.
Mobile and contactless payments.
Accept cards on your smartphone or tablet and offer customers the experience and benefits of making contactless and mobile payments.
Fast funding options.
Get your funds when you need them with multiple funding options to fit your business needs.
Fraud mitigation.
Manage risk, protect your business from fraud and prevent loss if fraud occurs.
Payment optimization.
Reduce the cost of accepting certain types of credit card payments, mitigate fraud and improve chargeback management.
Data protection.
Secure your transactions with encryption, tokenization and Payment Card Industry Data Security Standard (PCI DSS) compliance validation.
Business payment processing solutions include:
- Innovative technology
- Mobile & contactless payments
- Fast funding options
- Fraud mitigation
- Payment optimization
- Data protection
Business transactions and remote deposits.
Learn more about ACH or desktop remote deposit capture, then let us know a little more about your business. We will schedule an appointment or give you a call to discuss the best options to fit your business needs. Then, start an application, which entails a review of the business account history, check volume, anticipated monthly transactions and the owner’s creditworthiness.
ACH transactions.
ACH (Automated Clearing House) provides your business with a more secure, cost-effective and time-saving way to collect or make payments with your OnPoint business checking account.
Make and receive ACH payments.
Save money on check printing and improve efficiencies by initiating direct deposits, payroll, tax payments or vendor payments that deposit funds directly into your vendor or employee’s accounts.
Receive payments – such as recurring invoices, charitable contributions, dues and tuition payments – deposited directly into your OnPoint business account and avoid the hassle of manually collecting funds from your customers.
Request business transaction services
Desktop remote deposit capture.
Quickly deposit your business checks and eliminate unnecessary trips to the branch using a desktop check scanner from the convenience of your business or home office.
Choose your equipment, generate reports and decrease overhead.
Purchase the business check scanner that fits your particular business needs (prices vary) then easily review deposited items and create custom deposit reports.
Save on costs involved with making regular in-branch deposits, such as employee travel time and mileage reimbursement.
Learn more about business transaction services.
Tell us about the ACH and deposit needs of your business and we’ll schedule an appointment to discuss the best options.
Request business transaction services
Tell us about your business.
A Business Membership and a business relationship manager will contact you shortly.
Merchant Services FAQs
- Payment Processing Solutions
- Security Tools & Resources
- Transaction Analysis Tools