Business checking
Your local business means the world to us.
When work-life is simpler, everyday life is too. With easy-to-use features and added flexibility, OnPoint business banking is built to help your business thrive.
Account access
Enjoy around-the-clock access and complete control of your business account with Digital Banking.
Money management
Get the big picture and all the little details with convenient tools that simplify your business banking.
Transfer funds
Ensure your funds are where they need to be with reliable ways to transfer money.
Make payments
Make easy one-time or recurring payments, generate automatic payments or make simple, secure payments with a wire transfer.
Compare Checking Accounts
Best for:
Best for:
Minimum balance requirement
Minimum balance requirement
Monthly service fee (if min. balance requirements are not met)
Monthly service fee (if min. balance requirements are not met)
Minimum opening deposit
Minimum opening deposit
Check images
Check images
Paper or eStatement
Paper or eStatement
Detailed Monthly Statement
Detailed Monthly Statement
Available to all business types
Available to all business types
Tiered Interest paid on account balance
Tiered Interest paid on account balance
Business Checking
Best for:
Simpler business banking with no monthly fee or minimum balance requirement.
Minimum balance requirement
$0
Monthly service fee (if min. balance requirements are not met)
$0
Minimum opening deposit
$100
Check images
Paper or eStatement
Detailed Monthly Statement
Available to all business types
Tiered Interest paid on account balance
Analyzed Checking
Best for:
Helping you manage larger transaction volumes. Thanks to account analysis, charges and fees may be offset by a monthly earnings credit.
Minimum balance requirement
Analyzed1
Monthly service fee (if min. balance requirements are not met)
$102
Minimum opening deposit
$100
Check images
Paper or eStatement
Detailed Monthly Statement
Available to all business types
Tiered Interest paid on account balance
Rates
Type | Deposit amount | Annual percentage yield |
---|---|---|
Rates Effective: 01-19-2025 | ||
Type | Deposit amount N/A | Annual percentage yield N/A |
Share the benefits of OnPoint membership.
Give your employees the opportunity to take advantage of special offers and benefits like loan savings and rate discounts with OnPoint Group Banking.
Learn more about our Group Banking benefitsOpen your business checking account today.
Stop by an OnPoint branch.
Find a nearby location or ATMNot a member yet?
Get started todayGive us a call.
Disclosures
- Monthly service fee and per item charges are calculated via account analysis.
- Earnings credit on ledger balances may offset monthly service fee and other charges.