Personal loans and credit cards overview

Home Loans & Equity

Whether you’re looking to purchase your new home, refinance your existing home loan, or tap into your home equity, we’re here to help. We have home loans and home equity lines of credit for starting out, upgrading or downsizing.

Learn more about home loan options

Auto Loans

Get behind the wheel for less with flexible, affordable financing and refinancing. We make it easier to get the financing you need by streamlining the process as much as possible.

Learn more about auto loans

Motorcycle, boat and RV loans

If it’s got two wheels, four wheels or no wheels, OnPoint has you covered. Get local experience, competitive rates, no loan fees and flexible terms to deliver personalized financing for whatever ride you choose next.

Learn more

Personal and other loans

Realize your goal with OnPoint’s flexible, affordable options, fast financing and an easy online application with instant approvals. Whether you’re looking for a loan, line of credit, or a small advance between paychecks, we’ve got you covered.

Learn more about personal loan options

Credit Cards

It’s never been easier to find a credit card that fits your lifestyle, all from your local community credit union. With all OnPoint cards, you’ll get a low variable rate, no annual fee, zero fraud liability1, and more.

Learn more about business credit cards

Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.



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