Investing—it's your choice. OnPoint Investment Services or DIY Digital Investing.

Securities and investment advisory services are:

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, marketed as OnPoint Investment Services and are not insured by any credit union insurance, the NCUA or any other government agency, are not deposits or obligations of the credit union, are not guaranteed by the credit union, and are subject to risks, including the possible loss of principal. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. OnPoint Community Credit Union and OnPoint Investment Services are separately owned and operated and not independently registered as broker-dealers or investment advisers.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members.

Broker Check | Raymond James Privacy Notice | Raymond James Legal Disclosures (including Form CRS)

*Banking/Lending services not provided through Raymond James.
**This investment strategy may result in investment returns that may be lower or higher than if decisions were made solely on investment considerations.

Innovest Digital Investing

Innovest Digital Investing is made available to OnPoint Community Credit Union (OnPoint) members through OnPoint’s Digital Banking experience, with brokerage services offered by Green Pier Fintech LLC and advisory services offered by IQvestment, LLC. These services are not offered by OnPoint and this platform is separate and independent from OnPoint’s ‘full-service’ investing platform with Financial Advisors in the branch―OnPoint’s Financial Advisors cannot assist with accounts opened through Innovest Digital Investing, per regulatory requirements.

IQvestment

Advisory services are offered by IQvestment, LLC (IQvestment), an SEC Registered Investment Adviser. Advisory services are independent of any services or products offered by OnPoint Community Credit Union (OnPoint). OnPoint is considered a third-party promoter for IQvestment. OnPoint has a fee arrangement with IQvestment and receives compensation for referrals. OnPoint is neither a client nor an investor in IQvestment.

IQvestment Customer Relationship Summary (Form CRS)

IQvestment – Form ADV

IQvestment Privacy Notice

Green Pier Fintech LLC

Brokerage and related services are offered by Green Pier Fintech LLC (Green Pier), member FINRA and SIPC, which is a separate entity from, and not affiliated with your credit union, OnPoint Community Credit Union. Your credit union is not a registered broker dealer and is not providing you with any brokerage or related services. Members will interact solely with Green Pier (and not your credit union) regarding brokerage accounts and services. Your credit union refers interested members to Green Pier and receives compensation for certain accounts opened with Green Pier. Your credit union is neither a client nor an investor in Green Pier.

Green Pier Customer Relationship Summary (Form CRS)

FINRA BrokerCheck for Green Pier

Green Pier Privacy Policy

Green Pier Terms of Use

Green Pier Disclosures

Securities and investment advisory services available to U.S. persons only.

Investing involves risk. All investments, including stocks, bonds, mutual funds, and exchange-traded funds (ETFs), carry the risk of loss. The value of your investment may fluctuate over time, and you may gain or lose money.