Business accounts & loans overview
Business Accounts
Business checking
When work-life is simpler, everyday life is too. OnPoint business banking is built to help your business thrive with around-the-clock access, money management, transfers and one-time, recurring or automatic payments.
Business savings
Get more access and control of your business’ savings with the convenient features of your OnPoint Business Savings account. By providing tailored business banking to help you meet your business objectives, we make saving for the short- and long-term a lot simpler.
OnPoint Business Rewards
Our OnPoint Business Rewards offer discounts and bonuses to help you cut costs and streamline your needs. OnPoint Business Rewards include greater earnings on OnPoint Business Rewards Savings, lower APR on vehicle loans, waiving the ACH monthly processing fee, and more.
Business Loans and Credit Cards
Small business loans and lines of credit
We provide local decisions and local loan servicing. That means we’ll always be working together. It also means that you’ll always know who to call when you have a question or need to bounce around a big–or not so big–idea. It’s just one of the many ways we provide better, more personalized service to our members.
Commercial Loans
Financing your goals doesn’t have to be complicated. When it comes to expanding your business, purchasing or refinancing real estate, our Commercial Relationship Managers have years of experience navigating the local market. We are ready to help you with flexible fixed- or variable-rate loans and lines of credit.
Business credit cards
When you purchase the items your business needs—whether it’s a plane ticket or more inventory—your business earns reward points that go right back to helping achieve your goals. Earn points, get low, variable rates, worldwide access and more.