Bundle rewards

Make the most of your membership with 2,904 ways to save.
Schedule an in-person or phone appointment

There are lots of ways to bundle with us and all of them are rewarding.

Earn benefits and discounts on the services you use:

Higher deposit rates

Access to greater earnings with bundle rewards savings

0.25% APY increase on any published CD rate1

Learn more about OnPoint CDs

Loan perks

0.25% off consumer fixed APR loans2

Access to 2% cash back with the OnPoint Signature Visa® Cash Back credit card

Learn more and apply for the OnPoint Signature Visa Cash Back card

Lower closing costs

Up to $175 off a Home Equity Line of Credit3

Up to $800 off the closing costs of a mortgage purchase or refinance4

Learn more about OnPoint Mortgage

Saving more with bundle rewards is easy!

Here’s how it works: Every membership comes with a Savings Account. Then, all you need is a Checking Account with e-statements or direct deposit, and any two of the following additional services to receive the benefits and discounts.

Deposits

Bundle Rewards Savings5

Certificate of Deposit

IRA

HSA Checking

Investments6

Loans & credit

Credit Card

Auto Loan

Home Equity Line of Credit

Mortgage

Personal Loan or Line of Credit

Start bundling today.

Stop by an OnPoint branch.

Find a nearby location or ATM

Get started today.

Open an account

Apply online.

Get started today

Disclosures

All OnPoint loans are subject to credit terms and approval. Each loan counts as a qualified product. For example: A member with Savings, Checking and two Auto Loans qualifies. Eligibility starts at the time a second additional service originates. Benefits of Bundle Rewards apply to promotional pricing. Bundle Rewards available upon request.

  1. APY=Annual Percentage Yield. OnPoint Community Credit Union will add 0.25% to Certificate of Deposit (CD) rates. This offer is only available when a new CD account is opened.
  2. OnPoint Community Credit Union will take 0.25% off consumer fixed APR (Annual Percentage Rate) loans. This offer excludes Payday Advantage loans and line of credit products (except for fixed rate portions).
  3. OnPoint Community Credit Union will waive up to $175 off closing costs on any new EquityFlex Line of Credit product.
  4. OnPoint Community Credit Union will waive up to $800 off the closing costs on any new first mortgage purchase or refinance. This offer applies to all OnPoint Mortgage standard products and cannot be used in combination with any other OnPoint Mortgage promotional offers. Offer subject to change.
  5. Bundle Rewards Savings can be opened after Savings, Checking (with eStatements and/or direct deposit), and one other qualified product.
  6. Not NCUA insured. No credit guarantee. May lose value.

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