Higher Deposit Rates
Access to Bundle Rewards Savings, plus 0.25% APY increase on any published CD rate1
0.25% off consumer fixed APR loans2
Lower Closing Costs
Up to $175 off a Home Equity Line of Credit3 and up to $250 off a first mortgage4
All OnPoint loans are subject to credit terms and approval. Each loan counts as a qualified product. For example: A member with Savings, Checking and two Auto Loans qualifies. Eligibility starts at the time a second additional service originates. Bundle Rewards available upon request.
1 APY=Annual Percentage Yield. OnPoint Community Credit Union will add 0.25% to Certificate of Deposit (CD) rates. This offer is only available when a new CD account is opened.
2 OnPoint Community Credit Union will take 0.25% off consumer fixed APR (Annual Percentage Rate) loans. This offer excludes line of credit products except for fixed rate portions and excludes the refinance of existing OnPoint loans. Auto payment from an OnPoint Checking or Savings account is required.
3 OnPoint Community Credit Union will waive up to $175 off closing costs on any new EquityFlex Line of Credit product.
4 OnPoint Community Credit Union will waive $250 off the closing costs on any new first mortgage loan. This offer applies to all OnPoint Mortgage standard products and cannot be used in combination with any promotional offers.
5 Not NCUA insured. No credit guarantee. May lose value.