Neil Vandehey

I work with borrowers across Portland, Milwaukie, Oregon City, Happy Valley, Lake Oswego, West Linn, Tualatin, Tigard, Beaverton, Hillsboro, Wilsonville, and surrounding communities. I also assist homebuyers in Vancouver, Camas, Washougal, Battle Ground, Ridgefield, and throughout Southwest Washington. Combining local market knowledge with OnPoint’s competitive loan programs and resources, I provide personalized mortgage solutions tailored to each client’s goals.

I believe choosing a lender is about more than just securing a competitive interest rate. Effective communication, responsiveness, reliable timelines, and trusted guidance are equally important. Whether you’re purchasing your first home, upgrading to your next property, investing in real estate, or exploring refinance options, I strive to make the mortgage process straightforward and stress-free.

My commitment is to remain accessible throughout the transaction, providing prompt pre-approval updates, answering questions quickly, and working closely with real estate agents and other professionals to help ensure a smooth closing experience.

I purchased my first home at age 23 and have been actively involved in real estate investing and property management ever since. As both a homeowner and real estate investor, I understand many of the questions and decisions borrowers face because I’ve experienced them firsthand. This perspective allows me to help clients evaluate financing options with a practical, long-term mindset.

When I’m not helping members achieve their homeownership goals, I enjoy spending time with my wife and our two daughters, exploring Portland’s local restaurants and farmers markets, hiking the trails of Forest Park, and making memories at our family cabin in Southwest Washington.

Whether you’re thinking about buying a home, refinancing an existing mortgage, comparing loan options, or simply looking for guidance on the homebuying process, I’d be happy to help. My goal is to provide honest advice, clear explanations, and a mortgage experience that helps you move forward with confidence.