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Heidi Kirkpatrick

Mortgage Loan Officer, NMLS #: 1380034

Contact

Branches: Redmond, Bend South
Work Phone: 541.708.7456
Cell Phone: 541-708-7456
Toll Free: 503-228-7077 ext. 5290
MORE CONTACT INFO
Cell Phone: 541-708-7456
Toll Free: 503-228-7077 ext. 5290

About me

Industry experience: 7 years
Years with OnPoint: 1 years
Passions: Hiking, camping, concerts

As a dedicated mortgage loan officer, Heidi brings a fresh, client-focused approach to the home financing process. While new to the industry, she is backed by a strong team of experienced professionals and a deep commitment to learning, integrity, and service.

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With a background in mortgage and banking, I understand the importance of clear communication, personalized support, and building trust from day one. Whether you’re looking to purchase a single-family home, condo, multi-unit property, or a new build, I am here to help you navigate the options that best suit your goals.

Based in beautiful Central Oregon, I am proud to serve the local community and beyond. Outside of work, I enjoy spending time outdoors with my spouse and two dogs—whether it’s hiking, camping, attending a concert, or exploring the high desert trails. That same love for the outdoors and sense of adventure is reflected in my commitment to guiding clients through the mortgage journey with care and enthusiasm.

Whether you’re buying your first home or exploring refinancing, I am here to make the process as smooth and stress-free as possible—always putting your goals first.

Let’s build your path to homeownership—together.

Services

First-Time Home Buyers
FHA Loans
Veterans
Educators
Refinancing
Veterans

Home Buying Resources

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7 Steps to Buying a Home

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Navigating Mortgage Refinance Rates

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