Green Accent Dot
two girls jumping in the air at a neighborhood bar-b-que

About OnPoint

A community credit union, providing members with financial services since 1932

Local roots that still hold true.

It’s been more than 85 years since a handful of schoolteachers joined together to form our credit union. They didn’t do it for profit. They did it to help one another. After all, that’s what community is all about.

open_bracket
open_bracket

OnPoint's History

In 1932, 16 school teachers got together to create a safe place to save their money and provide low-cost loans to other teachers and their families. They named it Portland Teachers Credit Union.

As our community grew, we grew right along with it. In 2005, we were granted a community charter in Oregon and Southwest Washington, allowing us to expand our field of membership. To reflect this growth, we changed our name to what you know us as today, OnPoint Community Credit Union.

OnPoint has been improving the lives of our members and the communities we serve—including Portland, Vancouver, Eugene and Bend—for over 85 years. In that time, we’ve grown to be the largest community-owned financial institution in Oregon. Join today

Team Group shot_Montgomery Park Lunch Room

Celebrating our Community Partnerships

We take pride in fostering connections with our members and the community. That’s why we’ve taken care to develop ongoing relationships with organizations that reflect the interests of our membership.

We celebrate our community by giving back as we grow.

Investing in Education

OnPoint recognizes the importance of giving back to the communities we serve. We support many organizations as part of our commitment to education, including the following:

  • SMART

    Start Making A Reader Today helps kids become confident readers by providing individual volunteer attention and books.

  • Financial Beginnings

    Financial Beginnings provides finance education to youth and young adults in the Pacific Northwest and educates over 25,000 young people each year.

  • Schoolhouse Supplies

    Schoolhouse Supplies provides basic school supplies – like pencils, paper, books, and backpacks –- to students throughout Portland.

Solutions for Teachers

Because we’re committed to supporting teachers, we offer products designed specifically for them as well as a full range of products with great everyday value.

  • Homeroom Mortgage

    OnPoint’s 100% financing home loan is exclusively for teachers and employees of eligible educational institutions.

  • Low-rate Auto Loans

    New or used, purchase or refinance auto loans – we have some of the lowest rates available.

  • Platinum Visa® with Rewards

    Our Platinum Visa is perfect for members who pay off their balance each month. Plus, receive rewards points that can be redeemed for travel, cash or tons of great merchandise.

  • Checking & Savings

    Our variety of checking and savings choices allows you to maximize earnings and minimize fees.

  • Online & Mobile Banking

    Wherever you are in the world, you have 24/7 access to your funds via Online Banking and Mobile Banking, making it easy to manage your money.

Solutions for Teens

Our commitment to education extends to providing youth with the opportunity to learn firsthand about money. These products make is easy for teens to get started on a life of financial responsibility:

Unlock what's possible.

We’re a local community credit union empowering you to get the most out of life through personalized service and comprehensive financial solutions.

icon_down_arrow_with_percent.svg Icon

Excellent Rates & Member Value

icon_people_with_arrow.svg Icon

Member-Owned & Community Focused

icon_moneySlot.svg Icon

Extensive ATM Branch Network

icon_lock.svg Icon

Dependable & Secure Access

open_bracket

Interested in becoming a member?

Join today. open_bracket

You are leaving OnPoint Community Credit Union.

The website you are about to visit is the responsibility of the party providing the site. Any transactions you enter into through this third-party site are solely between you and that vendor, merchant or other party. OnPoint’s Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of this site.

Cancel Accept