Green Accent Dot
Black and white photo of young girl smirking

OnPoint Savers

The savings account built for kids. Together, let's help them seriously save.

OnPoint Savers is a high-yield, big impact savings account for members 17 and younger. When you open your child’s membership with a minimum of $25, OnPoint will deposit an additional $55!*

Continue to encourage healthy savings habits and watch their funds grow with a high interest rate for the first $500.*

open_bracket Get started today! open_bracket

Together, we'll help them save.

icon_dollar_sign.svg Icon

Your initial deposit of $25

(Minimum opening deposit)

icon_money_in_hand.svg Icon

OnPoint deposits $55

(Includes $5 required minimum balance. New members only.)

icon_piggy_bank.svg Icon

Earn 5.00% APY

(On their first $500)

This is just the beginning.

Caring mid African American father gestures as he gives advice to his preteen son. They are looking at one another. They are sitting on the front porch of their home.

Don't stop a good thing.

Encourage your child to set specific savings goals and make regular deposits to meet those goals.

Little boy aged 7 and his teenage sister are doing homeworks. The girl is wearing headphones and the boy is writing in his excercis book with a fountain pen.

Get a free Guide to Money.

This streamlined and straightforward resource is available for free when you open the OnPoint Savers account. It provides guidance, tips and essential info for a lifetime of financial wellness.

Rearview shot of a cheerful young mother washing dishes with her daughter in the kitchen at home

Tooth fairy? Birthday check? Chore money?

It all adds up. Have them take their money to the nearest OnPoint branch, and show them how it can grow!

Young boy using his digital tablet whilst his grandparents watch and offer encouragement.

Find great tools to keep up the encouragement.

There’s lots more to learn and help encourage your child to continue great savings habits.

Open an OnPoint Savers Account today.

Stop by an OnPoint branch.

Find your nearest location

Give us a call.

Disclosures

*OnPoint Savers Account rate of 5.00% APY is subject to change. Stated APY is for balances up to $500; balances of $500.01 and higher earn posted Regular Savings Account rate. Account must be established for member age 17 or younger by parent or guardian with a minimum $25 deposit. Parent or legal guardian must be on the membership and present to open the OnPoint Savers Account. When primary member attains the age of 18, accounts will be converted to Regular Savings Account, earning that account’s published rate at that time. Fiduciary memberships, including UTTMA and Minor Settlement Accounts are not eligible for OnPoint Savers. One OnPoint Savers Account per member/TIN. One $55 bonus per tax ID for new members only. Cannot be combined with Refer a Friend bonus or other promotional offers.

The full account balance APY is calculated by combining the 5.00% APY earnings on the first $500 with the standard APY on the remaining balance above $500.

Federally insured by NCUA.

You are leaving OnPoint Community Credit Union.

The website you are about to visit is the responsibility of the party providing the site. Any transactions you enter into through this third-party site are solely between you and that vendor, merchant or other party. OnPoint’s Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of this site.

Cancel Accept