OnPoint Savers is a high-yield, big impact savings account for members 17 and younger. When you open your child’s membership with a minimum of $25, OnPoint will deposit an additional $55!*
Continue to encourage healthy savings habits and watch their funds grow with a high interest rate for the first $500.*
Get started today!
Don't stop a good thing
Encourage your child to set specific savings goals and make regular deposits to meet those goals.
Get a free Guide to Money
This streamlined and straightforward resource is available for free when you open the OnPoint Savers account. It provides guidance, tips and essential info for a lifetime of financial wellness.
Tooth fairy? Birthday check? Chore money?
It all adds up. Have them take their money to the nearest OnPoint branch, and show them how it can grow!
Find great tools to keep up the encouragement
There’s lots more to learn and help encourage your child to continue great savings habits.
*OnPoint Savers Account rate of 5.00% APY is accurate as of September 1, 2022 and subject to change. Stated APY is for balances up to $500; balances over $500 earn posted Regular Savings Account rate. Account must be established for members age 17 or younger by parent or guardian with a minimum $25 deposit. Parent or legal guardian must be on the membership and present to open the OnPoint Savers Account. When primary member attains the age of 18, accounts will be converted to Regular Savings Account, earning that account’s published rate at that time. Fiduciary memberships, including UTTMA and Minor Settlement Accounts are not eligible for OnPoint Savers. One OnPoint Savers Account per member/TIN. One $55 bonus per tax ID for new members only. Bonus will be included on a 1099-INT for tax purposes. Cannot be combined with other offers for opening a new membership, such as new branch promotions or Refer a Friend.
The full account balance APY is calculated by combining the 5.00% APY earnings on the first $500 with the standard APY on the remaining balance above $500.
**APY=Annual Percentage Yield.
Federally insured by NCUA.