Group Banking

OnPoint Group Banking gives business owners—and their employees—the opportunity to take advantage of several special offers and benefits.

For Employers

Show your team how valuable they are by giving them the benefit of OnPoint membership. Complete our Group Banking enrollment form and share the OnPoint advantage today!

For Employees

OnPoint Community Credit Union is locally owned by people just like you. Our profits are returned to members in the form of lower fees and higher returns. To find out if your employer participates in this program, visit your nearest branch or contact us.

Special Offers & Benefits

No Membership Fee

We’ll waive your membership fee when you are part of Group Banking.1

Free Checking

Enjoy a free Interest Checking account including free Bill Pay with no minimum balance requirement or monthly fee.2

Loan Savings

Receive up to $250 off closing costs on a first mortgage3 and up to $175 off closing costs on a Home Equity Line of Credit.4

Rate Discounts and Boosts

Enjoy 0.25% off standard consumer loan APR5 and a 0.25% APY increase on any standard published CD.6

Disclosures

The following benefits are available to eligible members upon request:

1 OnPoint Community Credit Union will waive the membership fee for individuals that are part of OnPoint’s Group Banking program. OnPoint will not refund membership fees previously paid by the member prior to joining the Group Banking program. Offer subject to change and other restrictions may apply.

2 OnPoint Community Credit Union will offer a free interest checking account with no monthly average balance requirement and no monthly fees. Offer applies at the time a new interest checking account is opened and is available to individuals that are part of OnPoint’s Group Banking program. Offer is subject to change.

3 OnPoint Community Credit Union will waive up to $175 off closing costs on any new EquityFlex Line of Credit product. This offer applies to standard rate EquityFlex Line of Credit products and cannot be used in combination with any other promotional offers. Offer only available to individuals that are part of OnPoint’s Group Banking program and subject to change.

4 OnPoint Community Credit Union will waive up to $250 off the lender fee on any new first mortgage loan. This offer applies to all OnPoint Mortgage standard products and cannot be used in combination with any promotional offers. Offer only available to individuals that are part of OnPoint’s Group Banking program and subject to change.

5 OnPoint Community Credit Union will take 0.25% off standard consumer loan rates. This offer excludes line of credit products and the refinance of existing OnPoint loans. Auto payment from an OnPoint Checking or Savings account is required. This offer applies to standard consumer loan rates and cannot be used in combination with any other promotional offers. Offer only available to individuals that are part of OnPoint’s Group Banking program and subject to change. 

6 OnPoint Community Credit Union will add 0.25% to standard Certificate of Deposit (CD) rates. This offer excludes Booster Rate Certificates of Deposit. This offer is only available when a new CD account is opened at standard CD rates and cannot be used in combination with any other promotional offers. Offer only available to individuals that are part of OnPoint’s Group Banking program and subject to change.