Loan protection

Worth owning. Worth protecting.

Peace of mind for the unexpected.

Get the coverage you need to protect your way of life with additional coverage and protection plans.

Mechanical Breakdown Protection

Mechanical Breakdown Protection (MBP) ensures that your vehicle is protected and reduces the possibility of paying out-of-pocket costs when your vehicle suffers unexpected mechanical failure.

GAP Advantage

In the event of a total loss of your vehicle, Guaranteed Asset Protection (GAP) Advantage helps cover the difference between your insurance coverage and the balance remaining on your loan. It also provides credit up to $1,000 toward financing a replacement vehicle.

Payment Protection

With Payment Protection, your consumer or home equity loan or line payments will be cancelled without penalty, added interest, or being reported as delinquent in the event of disability, involuntary unemployment, a hospital stay or death*.

Get the peace of mind you need.

Stop by an OnPoint branch.

Find a nearby location or ATM

Give us a call.

Disclosures

*This product is optional
Your purchase of debt protection is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with us.

Additional disclosures
We will provide additional information before you are required to pay for debt protection. This information will include a copy of the contract containing the terms and conditions of the debt protection program.

Eligibility requirements, conditions, and exclusions
There are eligibility requirements, conditions, and exclusions that could prevent you from receiving debt protection benefits. You should carefully read your debt protection contract for a full explanation of the terms and conditions of the debt protection program.

Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

 

 

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