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Home buying with confidence

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OnPoint mortgage professionals take you through a step-by-step explanation of buying a home, share key resources available to you, and demonstrate how OnPoint can make navigating the process fast and easy.

You’ll learn about:

  • The application process
  • Documentation requirements
  • Loan program options
  • Understanding costs
  • Working with a Realtor
  • Critical mistakes to avoid
  • The OnPoint advantage



Portrait of Lora Cross, OnPoint Mortgage Loan Officer

Lora Cross

Mortgage Loan Officer

Buying a home is one of the biggest financial decisions most people make in their lifetimes. With over 20 years of experience as a mortgage loan officer, I will be your personal guide to the home financing process, from pre-approval to the closing of your loan. Excellent communication is the key to a smooth loan process, and I will answer your questions and keep you up-to-date on your loan status, ensuring that you are informed and comfortable with your decisions. Many of my clients are repeat customers – building trusted relationships is the foundation of my success in the mortgage industry.

I’m a Salem, Oregon native who has spent my entire career in the mortgage lending industry. In my free time, I enjoy a variety of local music performances, doing home renovation projects and relaxing at my fourth-generation family cabin on the Little North Fork with my children, parents and golden retriever, Callie.

Date & Time
February 20, 2024 @ 6:00 pm - 7:30 pm
OnPoint West Salem Branch
645 9th St. NW, Suite 185
Register now
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Lora is an EXCEPTIONAL lender!! Truly. She has done my loan for my family home and my investment property. She is detailed oriented, a fantastic communicator, patient, and knowledgable. I TRUST Lora. And you can too.

- Heather R.

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