Can I apply for a mortgage before I find a property to purchase?

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Yes, applying for a mortgage loan before you find a home may be the best thing you could do!

If you apply for your mortgage now, we’ll issue an approval subject to you finding the perfect home. We’ll issue a pre-qualification letter online instantly. You can use the pre-qualification letter to assure real estate brokers and sellers that you are a qualified buyer. Having a pre-qualification for a mortgage may give more weight to any offer to purchase that you make.

When you find the perfect home, you’ll simply call your Mortgage Loan Officer to complete your application.

We’re here for you.

Apply for a mortgage online

Select Messages within Digital Banking
if you need to include sensitive information.

Check loan status

503.228.7077 or 800.527.3932
M-F 7 a.m.-7 p.m., Sat. 9 a.m.-3 p.m.

Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

 

 

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