How do I open a membership or account? I am not an OnPoint member

Becoming an OnPoint member is easy! The account opening process only takes about 10 minutes.

Follow these three simple steps to open your account online: You will need to provide the following information:

• Name and address (and previous home address if you’ve lived at your current address for less than two years)
• Social security number
• A valid form of identification including: Driver’s license, State ID, Military ID or Passport
• Credit or debit card or U.S. checking or savings account to fund your new account(s)
• $5, which will establish your OnPoint membership with a minimum balance of $5.

Visit our Join In page and click Join now to open your account online.

If you would prefer to submit your application via mail, please contact us at 800.527.3932.

To learn more about your relationship with OnPoint, please refer to the following documents for more information:

Membership & Account Agreement

Code of Conduct for Engaging with OnPoint

Please note: You must be 18 years of age, and you must be a U.S. citizen or U.S. resident alien to open your account with us online.