Green Accent Dot
Kia electric vehicle with OnPoint Green Horizons logo and branding.

Green Horizons

helping to build a more sustainable future.

With the global threat of climate change, we are taking strides to empower our members and our organization to help build a more sustainable future for us all. OnPoint Green Horizons provide special rate discounts on electric or hybrid vehicles, as well as solar panels. Plus, we’re donating up to $250 to The Nature Conservancy for every auto loan for any electric or hybrid vehicle.

We’re also taking steps to reduce our carbon footprint with telecommuting programs, environmental education, employee volunteer opportunities and donations to environmentally-focused organizations. We know we have much work to do, but we are committed to a greener future.

Green Auto Discount

The Green Auto Discount helps you to save money while doing your part to protect the environment. For every electric or hybrid vehicle financed by OnPoint, we will make a donation to The Nature Conservancy1 and you’ll receive a discount off your loan.

  • Young woman in bright red coat charging electric car at the charging station.

  • icon_down_arrow_with_percent.svg Icon

    0.25% Auto Loan Discount2

    Get a discount of 0.25% APR off our already low auto loan rates when you finance your new or used electric or hybrid vehicle with OnPoint.

  • icon_heart_in_hand.svg Icon

    Donation to The Nature Conservancy

    We’ll make a donation to The Nature Conservancy for every Green Auto loan: $250 for electric vehicles and $125 for hybrid vehicles.

Green Auto Loan Rates (with discount applied)

  • New Electric or Hybrid Vehicle (2018 or newer)

    New Electric or Hybrid Vehicle (2018 or newer)

  • Used Electric or Hybrid Vehicle (2011-2017)

    Used Electric or Hybrid Vehicle (2011-2017)

36-60 months

  • New Electric or Hybrid Vehicle (2018 or newer)

    As low as
    2.49% APR

  • Used Electric or Hybrid Vehicle (2011-2017)

    As low as
    2.64% APR



72 months

  • New Electric or Hybrid Vehicle (2018 or newer)

    As low as
    2.74% APR

  • Used Electric or Hybrid Vehicle (2011-2017)

    As low as
    2.89% APR


84 months

  • New Electric or Hybrid Vehicle (2018 or newer)

    As low as
    2.99% APR

  • Used Electric or Hybrid Vehicle (2011-2017)

    As low as
    3.34% APR


The Nature Conservancy – supporting sustainability across our communities.

The Nature Conservancy in Oregon takes a community approach to addressing climate change, bringing people together to solve conservation challenges and helping them understand impactful ways toward a sustainable future. Their mission is to conserve the lands and waters upon which all life depends. Increasingly extreme weather, natural disasters, chronic droughts and economic instability bring urgency and the need for innovative science in the foreground. To help support their mission, we’re donating up to $250 for every electric or hybrid vehicle financed with OnPoint.

Join OnPoint in supporting The Nature Conservancy
Arrowleaf Balsamroot at Columbia Hills State Park

Home Equity Solar Panel Discount

Save money while saving energy and reducing your carbon footprint.

An EquityFlex Line of Credit gives you the flexibility you need for just about anything. And when you fix a portion of your line of credit to purchase solar panels, receive a 0.25% discount off the EquityFlex Fixed Portion APR.3

Apply online today View Home Equity rates
Young woman with a kid and a man in the sun rays look at the solar panels.

We're all taking action together.

OnPoint is proud to partner with KGW’s Good Energy to bring electric vehicles to the forefront, and provide eco-friendly choices that are more affordable for all. Together, we’re helping the Northwest’s mission to go electric and sharing how everyone can make a positive impact for the environment.

Helping to Tackle Climate Change

OnPoint takes pride in supporting organizations focused on making an impact to help address the affects of climate change. Here are just a few initiatives that OnPoint has recently supported:

  • Caldera partners with schools in Portland and Central Oregon to provide year-round mentorship programs for under-served youth that integrating art and nature and is grounded in positive youth development.
  • Ecology in Classrooms & Outdoors inspires K-12 school students to care for nature and their communities through hands-on science education.
  • Eco-School Network recruits, trains, and motivates parents to help initiate and maintain sustainable practices in their child’s school so that students can develop the values and skills needed to preserve a healthy environment.
  • SOLVE Oregon Beach Cleanup organizes individuals and communities across Oregon to help remove litter and marine debris from our beaches that can entangle wildlife and negatively impact water quality.
  • Rogue Farm Corps trains and equips the next generation of farmers and ranchers through hands-on educational programs and the preservation of Oregon’s farmland. Without a coordinated strategy, these working lands are at risk for development, consolidation and being taken out of agriculture.
  • WaterWatch of Oregon works to protect and restore water to Oregon’s rivers, streams and lakes for fish, wildlife and people.
Group of school children on a field trip. They are standing in a river looking for wildlife while listening to their teacher.

Apply online today or visit your nearest branch to start saving.

Stop by an OnPoint branch.

Find a nearby location or ATM

Apply online for an auto loan.

Get started

Apply online for a home equity.

Get started


  1. Between February 1, 2021 and November 1, 2021, OnPoint will contribute up to $250 to The Nature Conservancy of Oregon per qualifying auto loan from OnPoint for the purchase of a zero or low emission vehicle to support its climate change efforts, with a minimum total donation of $50,000. The mission of The Nature Conservancy is to conserve the land and waters on which all life depends. More information about the Conservancy is available by mail at 821 SE 14th Avenue, Portland, OR 97214, by phone at (503) 802-8100, or at
  2. APR = Annual Percentage Rate. Vehicles meeting OnPoint’s Green Auto Discount standards receive a 0.25% discount off stated APR (Annual Percentage Rate). All OnPoint loans are subject to credit terms approval. Discount does not apply to existing OnPoint auto loans.
  3. Receive a 0.25% discount off stated EquityFlex Fixed Portion APR when proceeds are used to purchase solar panels. Review of purchase order or invoice required to qualify. Discount applies to invoice/purchase order amount, not to exceed $12,000.

Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

You are leaving OnPoint Community Credit Union.

The website you are about to visit is the responsibility of the party providing the site. Any transactions you enter into through this third-party site are solely between you and that vendor, merchant or other party. OnPoint’s Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of this site.

Cancel Accept