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Bend Downtown Branch exterior

OnPoint Bend Downtown Branch

Voted best bank in central oregon for five years straight.


950 NW Bond St.
Bend, OR 97703 Get Directions

You will feel positive energy when visiting our branch, located in the heart of downtown Bend. We offer a cozy, welcoming atmosphere and the most knowledgeable banking staff in Central Oregon. Plus, there is free parking available in the garage next door.

Please be aware that masks are required to ensure everyone’s safety and to comply with state guidelines.


Sunday: Closed
Monday: 9:00 a.m. – 5:30 p.m.
Tuesday: 9:00 a.m. – 5:30 p.m.
Wednesday: 9:00 a.m. – 5:30 p.m.
Thursday: 9:00 a.m. – 5:30 p.m.
Friday: 9:00 a.m. – 6:00 p.m.
Saturday: 9:00 a.m. – 1:00 p.m.
Better Business Bureau - Accredited Business logo


  • Open an account
  • Apply for a loan
  • Meet with a Mortgage Loan Officer (by appointment)
  • Speak with a Financial Advisor (by appointment)
  • Make ATM deposits
  • Use our coin-counter
  • Notary Services

About This Location

Schedule a Branch Appointment

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  • All OnPoint branches are open and available to serve you whether or not you have an appointment! Our tellers are ready to help you with financial transactions without an appointment. For more in-depth needs, scheduling an appointment is a great way to reserve a time that works with your schedule.

    To request an appointment, provide your contact information below and let us know what you'd like to talk about. An OnPoint representative from your selected branch will contact you to schedule and verify your appointment time.

OnPoint Bend Downtown Branch

950 NW Bond St, Bend, OR, USA

Get Directions


  • New Year’s Day — January 1, 2021
  • Martin Luther King Jr. Day — January 18, 2021
  • President’s Day — February 15, 2021
  • Memorial Day — May 31, 2021
  • Independence Day (observed) — July 5, 2021
  • Labor Day — September 6, 2021
  • Indigenous Peoples’ Day — October 11, 2021
  • Veterans Day — November 11, 2021
  • Thanksgiving Day — November 25, 2021
  • Christmas Day — December 25, 2021


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    OnPoint Checking

    Get the simplicity of an everyday account with no monthly fees and no minimum balance requirements. Plus get access to over 60,000 surcharge-free ATMs and digital access for account management, transfers, mobile deposit, Zelle® and more.

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    OnPoint Mortgage

    It takes a great loan to get into a great home. We can get you settled in for less with affordable borrowing options. Our local team of mortgage experts is here to help you every step of the way.

    Learn more and apply
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    Financial Planning

    Whether you’re saving for college, planning for retirement, or setting money aside for the future, success is in reach. With your goals in mind, we develop personalized solutions to help create a sound financial plan.

    Learn more and speak with a financial advisor today

About Our Team

Claim to Fame

Claim to Fame
Voted “Best Bank in Central Oregon” 5 years straight by The Source Weekly


Local Business Partners

What Motivates Us

What Motivates Us
Helping people and businesses improve their financial well-being every day.

Charitable Passions

Charitable Passions
St. Vincent De Paul Society, Boys & Girls Club, CASA, Beulah’s Place

Favorite Activity

Favorite Activity
Grabbing dinner as a team

Branch Motto

Branch Motto
Focus on the member, enjoy what you do, always be engaged
Apply with me today

Julie Audia

Mortgage Loan Officer
NMLS #: 222612

Lending should be very personalized because one size does not fit all. I’ll take the time to customize a loan for your unique needs.

About me

I want to hear your story so I can help you achieve your goals and dreams. I have personally renovated and sold many homes in addition to building a few custom homes from the ground up, so I know that the mortgage process can be stressful if you don’t have the right team by your side. My goal is to give you the support and education you need so you can feel confident and powerful while buying or refinancing your home.

My experience includes 17 years of lending and 30 years as a real estate investor. I’m a native Oregonian and a graduate of Oregon State University—I was born in Salem, grew up in Corvallis and moved to Bend in 1989. In my free time, you might find me gardening, reading a good book, spending time with my three daughters or cheering in the stands at a local sporting event.

Julie Audia portrait

Branch: Bend Downtown
Work Phone: 541.749.2247
Toll-Free: 1.800.527.3932 ext. 5447
Email: [email protected]


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Donald "DJ" Kerr III, CFP®

Financial Advisor | Raymond James Financial Services, Inc.

Helping people align their finances with their story is my passion. Think of me as a guide who will help you make wise financial decisions based on your vision and values.

About me

As a financial guide, I help families concerned about financial sustainability craft an investment roadmap to help navigate financial storms. This allows families to focus on ‘Return on Life’ while we focus on ‘Return on Investment’. Our team accomplishes this task by understanding your personal story, providing investment education, and creating a commonsense investment plan by investing in sustainable companies. We start by helping families answer the following questions:  How much is enough? Do I have enough? What do I do next?

I am also passionate about helping you align your investment decisions with your core beliefs so you are confident that your investments not only support your goals, but industries and causes that are dear to you.

I am a CERTIFIED FINANCIAL PLANNERTM (CFP®) practitioner insuring that your best interests are always put first. Additionally, I hold securities licenses Series 7, Series 66, and an Oregon Resident Life and Health Insurance license.

When I’m not at the office, my family and I love spending time in the great outdoors of central Oregon.  We are active in our four children’s sports teams and enjoy the great fellowship of our church community.

Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

DJ Kerr portrait

Branch: Bend Downtown, Bend South, Redmond South
Phone: 541.749.2248
Toll-Free: 1.800.527.3932, ext. 5448
Fax: 503.273.1796
Email: [email protected]
Social: LinkedIn


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David Goodsell

Commercial Relationship Manager

I partner with local business owners to provide holistic solutions to their current and future needs.

About me

Helping your business thrive is my focus. I have more than 15 years of experience in commercial and consumer banking, including investment real estate, owner-occupied real estate, operating/working capital lines of credit and practice finance. Collaboration is the key to developing strategies that will help your business grow. When we work closely together, we can ensure your business receives the right types of financial support throughout its evolution.

My family and I are long-time members of the Gresham community. We like to take advantage of Oregon’s beauty by camping, hiking and visiting the coast. I also enjoy golfing at community events and local fundraisers.

OnPoint Commercial Relationship Manager David Goodsell

Meet Our Team

Wendy Graunitz

Branch Manager

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Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

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