| Business Fee Schedule |
Effective: September 22, 2026 | |
FOREIGN CURRENCY FEES | |
Foreign Check in US Currency, per item (all countries, including Canada) | $5.00 |
Foreign Returned Item (per item) | $30.00 |
CARD FEES (DEBIT, CREDIT, & ATM) | |
Postage handling for card/PIN rush delivery | $25.00 |
Postage handling for card/PIN rush delivery | $65.00 |
Card Replacement, per card. | $5.00 |
ATM withdrawal at Non-OnPoint owned and Non-Co-Op Network ATMs (per transaction) | $2.00 |
Visa Foreign Transaction – Up to 1% of transaction amount | |
ONLINE BANKING FEES | |
Commercial OnLine Banking Platform (monthly) | $10.00 |
RETURNED FUNDS FEES | |
Check Sent for Collections -Domestic (per check) | $20.00 |
Check Sent for Collections - International (per check, $250.00 US equivalent minimum) | $75.00 |
Foreign Returned Item (per item) | $30.00 |
Overdraft Fee (item paid) | $10.00 |
OnPoint will not charge an overdraft fee if your account is overdrawn $10 or less. The maximum overdraft fees that can be charged in one day is $30. | |
RESEARCH AND LEGAL FEES | |
Account Research (per hour) | $25.00 |
Garnishment/Levy Fee (per order) | $50.00 |
Legal Process Fee | $75.00 |
Photocopies of Transaction Slip (Visa card, per item) | $12.00 |
MONTHLY ACCOUNT SERVICE FEES | |
Analyzed Checking | $10.00 |
MISCELLANEOUS FEES | |
Cash Order, per each order (Coin & Currency) | $5.00 |
Verification of Deposit/Loan (per request) | $25.00 |
Payment by Phone per request (Debit Card or ACH) | $15.00 |
Special Handling Item (per request) | Varies |
Small Business Line of Credit Annual Fee | $50.00 |
Zipper Bag, first bag free (per item) | $4.00 |
Check Printing | Varies |
WIRE TRANSFER FEES (PER WIRE) | |
Incoming (all) | $8.00 |
Domestic (outgoing) | $20.00 |
Foreign (outgoing – foreign currency) | $40.00 |
Foreign (outgoing – US dollars) | $40.00 |
CHECK PROCESSNG FEES | |
Business Checking (first 200 per month free) | $0.10 |
Analyzed Checking (per item) | $0.15 |
TREASURY SERVICES FEES | |
ACH Origination Fees | $15.00 |
Remote Deposit Capture | $30.00 |
ACH and Check Positive Pay (up to five accounts) | $50.00 |
ACH and Check Positive Pay (per account after fifth account) | $5.00 |
Premium Sweeps | $25.00 |
MISCELLANEOUS FEES | |
Check Printing | Varies |
Stop Payment (including payments | $25.00 |
Payment by Phone (excluding OnPoint Credit Card) | $15.00 |
Special Item Handling | Prices vary based on request |
LOBBY COIN DEPOSIT FEES | |
Non-member – any amount | 15% |
