| Personal Fee Schedule |
Effective: September 9, 2026 | |
ACCOUNT BALANCE REQUIREMENTS | |
Member Savings and OnPoint Savers Accounts: | $5.00 |
OnPoint Checking Account: Minimum | $50.00 |
CARD FEES (DEBIT, CREDIT, AND ATM) | |
ATM Withdrawal at Non-OnPoint Owned and | $2.00 |
Card Replacement (charged only when the | $5 per card |
Visa Foreign Transaction | Up to 1% of transaction amount |
Rush order fee – domestic | $25.00 |
Rush order fee – international | $65.00 |
CHECK COLLECTION FEES | |
Check Sent for Collections – Domestic (per | $20.00 |
Check Sent for Collections - International (per check, $250.00 US equivalent minimum) | $75.00 |
RETURNED ITEM FEES | |
Returned deposit item (per check or ACH) | No charge |
Foreign Returned Item (per item) | $30.00 |
INSUFFICIENT FUNDS FEES | |
NSF Fee (items returned unpaid) | No charge |
Overdraft Fee (item paid) | $10.00 |
OnPoint will not charge an overdraft fee if your | |
RESEARCH AND LEGAL FEES | |
Account Research (per hour) | $25.00 |
Garnishment/Levy Fee (per order) | $50.00 |
Legal Process Fee | $75.00 |
Photocopies of Transaction Slip (Visa card, | $12.00 |
LOAN FEES | |
EquityFlex Line of Credit Annual Fee | $75.00 |
Personal Line of Credit Annual Fee | $24.00 |
Deed of Trust Reconveyance Fee (Oregon) | $133.00 |
Deed of Trust Reconveyance Fee | $356.00 |
Loan Subordination Fee (per request) | $150.00 |
Mortgage Reamortization Fee | $250.00 |
Verification of Deposit/Loan (per request) | $25.00 |
Skip Pay (when offered, per loan) | $35.00 |
Washington foreclosure fee | $80.00 |
WIRE TRANSFER FEES (PER WIRE) | |
Incoming (all) | $8.00 |
Domestic (outgoing) | $20.00 |
Foreign (outgoing – foreign currency) | $40.00 |
Foreign (outgoing – US dollars) | $40.00 |
FOREIGN CURRENCY FEES | |
Foreign Check in US Currency (including | $5 per item |
Foreign Fund Check | No charge |
Exchange Foreign Currency to US Dollars | $15.00 |
Foreign Currency Delivery Fees | |
Standard Overnight – External | $15.00 |
Standard Overnight – Branch | $25.00 |
Foreign Currency Expedited Delivery (priority | $30.00 |
MISCELLANEOUS FEES | |
Check Printing | Varies |
HSA Checking (annual fee) | $25.00 |
Payment by phone: Pay loan using debit | $15.00 |
Payment by phone: Pay OnPoint Credit Card | No charge |
Special Item Handling | Prices vary based on request |
Stop Payment (including payments made | $25.00 |
LOBBY COIN DEPOSIT FEES | |
Member | No charge |
Non-member – any amount | 15% |
