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OnPoint Rewards

Qualifying OnPoint members get access to exclusive benefits and discounts.
Open an account today

There are lots of ways to save with us and all of them are rewarding.

Earn benefits and discounts on the services you use:

Higher deposit rates

Access to greater earnings with Loyalty Savings and Premium Savings.

0.25% APY increase on any published CD rate1

Learn more about OnPoint CDs

Loan perks

0.25% off consumer fixed APR loans2

Access to 2% cash back with the OnPoint Signature Visa® Cash Back credit card

Learn more and apply for the OnPoint Signature Visa Cash Back card

Lower closing costs

Up to $175 off a Home Equity Line of Credit3

Up to $800 off the closing costs of a mortgage purchase or refinance4

Learn more about OnPoint Mortgage

Saving more with OnPoint Rewards is easy!

Qualifying is simple! All you need is an OnPoint checking account with at least six transactions per calendar month or 10 years of membership5 with OnPoint. Start earning rewards effortlessly and enjoy exclusive benefits tailored for our loyal customers.

What types of transactions qualify for OnPoint Rewards?

To qualify for OnPoint Rewards, you will need to make at least six transactions per calendar month. The following transactions qualify you for OnPoint Rewards:

  • Deposits
  • Withdrawals
  • Automatic payments
  • Checks, and debit card transactions all count toward the six qualifying transactions. However, OnPoint-generated transactions such as interest credits will not count.
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Earn up to 4.75% APY* with OnPoint Premium Savings

Earn 4.75% annual percentage yield on your first $100,000, then 3.25% APY on your remaining balance. Click below for details and complete terms and conditions.

Learn more and start saving today

Activating your rewards at OnPoint

Earning rewards with OnPoint has never been easier. Rewards are automatically applied to qualifying members when a new product is opened.

You’re eligible for membership if you meet any one of the following criteria:

Oregon
You live or work in any of the counties we serve, or you’re a family member of a person who is eligible for OnPoint membership. The 28 counties we serve in Oregon: Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler, or Yamhill.

Washington
You live, work or worship in any of the counties we serve, or you’re a family member of a person who is eligible for OnPoint membership. The 2 counties we serve in Washington: Clark and Skamania.

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Reward yourself. Start earning more today!

Stop by an OnPoint branch.

Find a nearby location or ATM

Get started today.

Open an account

Apply online.

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Disclosures

All OnPoint loans are subject to credit terms and approval. Benefits of OnPoint Rewards apply to promotional pricing. OnPoint Rewards available upon request.

  1. APY=Annual Percentage Yield. OnPoint Community Credit Union will add 0.25% to Certificate of Deposit (CD) rates. This offer is only available when a new CD account is opened.
  2. OnPoint Community Credit Union will take 0.25% off consumer fixed APR (Annual Percentage Rate) loans. This offer excludes mortgage products, variable rate products, Payday Advantage loans and the refinance of existing OnPoint loans.
  3. OnPoint Community Credit Union will waive up to $175 off closing costs on any new EquityFlex Line of Credit product.
  4. OnPoint Community Credit Union will waive up to $800 off the closing costs on any new first mortgage purchase or refinance. This offer applies to all OnPoint Mortgage standard products and cannot be used in combination with any other OnPoint Mortgage promotional offers. Offer subject to change.
  5. 10-year membership eligibility is recognized on the first day of the month following the member’s 10-year anniversary
  6. *APY=Annual percentage yield. OnPoint Premium Savings is a sweep account, which means that we may sweep balances up to the Maximum Program Deposit Amount ($250,000.00) to NCUA or FDIC insured deposit accounts held at participating Receiving Financial Institutions. The Maximum Program Deposit Amount and Receiving Financial Institutions may be changed at any time. One OnPoint Premium Savings Account per member/TIN. For additional important information and disclosures, please review our OnPoint Premium Savings Terms and Conditions, E-Sign Consent, and Truth in Savings disclosure. Six qualifying transactions per month in an OnPoint checking account are required to qualify for the OnPoint Premium Savings account.

Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

 

 

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