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Skip Pay

Stress less. Enjoy more.

This summer, you can skip your June or July loan payment on eligible loans, allowing you the flexibility to direct some of your money elsewhere—whether it be toward a family trip, a DIY home project, or to help provide relief from the financial impact of COVID-19.

Important Information About Skip Pay

  • A $35.00 fee is applied for this service per loan payment skipped. The fee(s) will be added to your loan/line of credit balance and will be reflected on your monthly statement.
  • Many OnPoint consumer loans are eligible for this Skip Pay offer, including auto loans, personal loans and personal lines of credit.1
  • Your loan(s) must be in good standing (all payments current).
  • Finance charges will continue to accrue and the length of your repayment period may be extended.
  • OnPoint GAP insurance policyholders are limited to six skipped payments per loan.2
  • If your loan is paid by payroll deduction or electronic transfer from another financial institution, the electronic transfer will still take place if the scheduled transfer amount is different than your loan payment amount.

Three Simple Steps to Submit Your Skip Pay Request

  1. Log into Digital Banking.
  2. Look for the Skip Payment Promotion tile in the right navigation bar. If you’re using the OnPoint mobile app, log in and select the More button on the right side of the main screen.
  3. If the Skip Payment Promotion appears, you have eligible loans! Simply select the loan(s) of which you’d like to skip your payment. Please note: the Skip Payment promotion will not appear if you do not have any eligible loans.

If you have questions, or if your payment posted, but you intended to skip the payment, please contact Member Services (M-F 7am-7pm, Sat. 9am-1pm) at 503.228.7077 or 800.527.3932 or visit your local OnPoint branch.

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Stress less. Enjoy more.

Log in today to skip your payment open_bracket

Disclosures

By requesting to skip your loan payment(s), you agree to all terms set forth in this offer. Regular minimum monthly payments will resume the month following the skip pay month you select. If applicable, credit life and/or disability insurance premiums will continue to be added to your loan balance. All the terms of your loan account agreement will remain in effect.

  1. Loans that are NOT eligible for Skip Pay offer include: Interest only home equity lines of credit, home equity lines of credit, home equity fixed portions, first mortgages, certificate of deposit-secured loans or lines, motorcycle, boat and RV loans, mobile home loans, Payday Advantage loans, credit cards, all business loan products, special assistance loans, 2020 assistance loans, government assistant loans, all term loans with monthly payments <$40.00 and LOCs and PLOCs <$2,000 with monthly payment less than $40.00.
  2. Please note that exceeding this amount may reduce GAP insurance claim. GAP insurance provided by other carriers are eligible for Skip Pay, but should refer to their GAP policy agreement for details.

Note: Email should not be used to share important or sensitive information.

The security and privacy of your information is important to us. When communicating with us via email please do not send any information that is considered confidential or sensitive in nature. If you need to communicate any personal information (account numbers, social security number, etc.) please feel free to call the number listed in my profile or contact OnPoint Member Services at 503.228.7077 or 800.527.3932.

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